Top of main content

Second credit cards

A second credit card could be useful if your borrowing needs have changed.

Who can have a second card?

If you already hold an HSBC UK credit card, you can apply for a second credit card with us. You must not have opened a new HSBC credit card within the past 6 months and you must not be applying for a credit card that you already hold. You won't be able to transfer your balance between HSBC cards, including First Direct or M&S Bank.

Flexibility to help meet your needs

Make new purchases

Your new card will have its own credit limit, so you'll be able to use it independently of your first one.

Keep track of separate expenses

Prefer to keep your household spending separate from your personal spending, for example? A second card could help you keep everything tidy.

Take advantage of reward points

Interested in getting more from your card? If your existing card isn't a rewards card, find out what they can offer.

Transfer balances from other cards

If your existing HSBC card isn't designed to receive a balance from a card you have with another provider, check our balance transfer card to see if it suits your needs.
Which card are you interested in?
Remember, your second HSBC card needs to be a different one from your first card.

Discover the all-rounder that has up to 18 months of interest-free purchases and up to 16 months of interest-free balance transfers (3.49% fee, minimum £5).

 

Available for existing Rewards, Premier and Premier World Elite credit card holders only.

Eligibility criteria apply. Credit is subject to status.

 

Representative example

Purchase rate: 24.9% p.a. (variable)

Representative: 24.9% APR (variable)

Based on an assumed credit limit of £1,200

Find out more and apply for Purchase Plus Credit Card

Enjoy up to 26 months interest-free for balance transfers (3.49% fee, min £5).

 

Available for existing Rewards, Premier and Premier World Elite credit card holders only.

Eligibility criteria apply. Credit is subject to status.

 

Representative example

Purchase rate: 24.9% p.a. (variable)

Representative: 24.9% APR (variable)

Based on an assumed credit limit of £1,200

Find out more and apply for Balance Transfer Credit Card

Earn reward points on eligible purchases you make.

 

Available for existing Balance Transfer, Purchase Plus, Classic, Premier and Premier World Elite credit card holders only.

Eligibility criteria apply. Credit is subject to status.

 

Representative example

Purchase rate: 23.9% p.a. (variable)

Representative: 23.9% APR (variable)

Based on an assumed credit limit of £1,200

Find out more and apply for Rewards Credit Card

Get travel benefits, rewards and HSBC Premier Privileges - just for HSBC Premier customers.

 

Available for existing Balance Transfer, Purchase Plus, Classic and Rewards credit card holders who meet the eligibility criteria for Premier. Also available for Premier World Elite credit card holders.

Eligibility criteria apply. Credit is subject to status.

 

Representative example

Purchase rate: 23.9% p.a. (variable)

Representative: 23.9% APR (variable)

Based on an assumed credit limit of £1,200

Find out more and apply for Premier Credit Card

Designed for the dedicated traveller - exclusive to existing HSBC Premier (including retained Jade benefits) and Private Banking Account customers.

 

Available for existing Balance Transfer, Purchase Plus, Classic and Rewards credit card holders who meet the eligibility criteria for Premier. Also available for Premier credit card holders.

Eligibility criteria apply. Credit is subject to status.

 

Representative example

Purchase rate: 18.9% p.a. (variable)

Representative: 59.3% APR (variable)

Based on an assumed credit limit of £1,200

Annual fee: £195

Find out more and apply for Premier World Elite Mastercard

Frequently asked questions

Will I be able to make one monthly payment for both cards, or do I have to keep them separate? 

How many HSBC cards can I have? 

Can I transfer a balance between my HSBC credit cards? 

Need more help?

Our tools can help you find out more about the cards we offer, and see whether your application could be successful.
Take a look at our range of credit cards, consider their benefits and find the one that will suit you best.
See which cards you’re likely to be accepted for, and your estimated credit limit, without it affecting your credit score.

You might also be interested in

Manage all your card needs online or via the app.
Get clear and up-to-date information on how much you'll have to pay in interest and fees.
There's no magic number, but see what the considerations are before taking out another credit card.

Additional information

Disclaimer 

Balances can’t be transferred from all cards. For example, cards issued by members of the HSBC Group, including HSBC UK, first direct and M&S Bank are excluded.

At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate.

If you have an HSBC UK credit card, you’re eligible to apply for another if you haven’t applied for an HSBC credit card within the past 6 months, and the card isn’t the one you currently have.

 

Customer support

 
It's easy to answer your query online. Visit our Help page to find out how.