Borrowing

HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

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Get up to £240

when you switch to an HSBC Advance Bank Account and take up our Save Together offer.

Get up to £240 when you switch to an HSBC Advance Bank Account and take up our Save Together offer

Get £120 for switching

to HSBC Advance Bank Account using the Current Account Switch Service (CASS) when you pay in £1,750 per month for 2 months.

Find out more

Get up to £120 for saving

over 12 months as an HSBC Advance customer through Save Together with our HSBC Loyalty Cash ISA.

Find out more

Before applying please see important information on those offers.

Current Account - Switch Guarantee



Video transcript

Making the most of the HSBC Advance Bank Account

Our ambitions are rarely achieved alone

Even the most personal ambitions are rarely achieved alone. Your network of friends, family, contacts and colleagues inspire you to keep aiming higher.

At HSBC, we’d never claim to play a starring role in your success, but we’re here to help you in every way we can. Together, We Advance.

Financial eligibility criteria apply.

Cash ISA

Cash ISA

1.40% AER with HSBC Loyalty Cash ISA

Plus access to the Save Together offer, a benefit of the HSBC Advance Bank Account.

Find out more

Mortgages

Mortgages

£500 off our booking fees on our Standard mortgage range, for Advance customers Financial eligibility criteria applies.

Your home may be repossessed if you do not keep up repayments on your mortgage

Find out more

Loans

Loans

A helping hand with 10% cashback on loans

HSBC Advance customers will receive 10% interest cashback at the end of the term, on loans with 60 repayments or less.

3.7% APR representative

Find out more

Savings

Savings

6% AER/gross fixed with our Regular Saver

Put money aside each month and watch your balance grow with an HSBC Regular Saver. You can save up to £3,000 at a great interest rate that's fixed for 12 months. Minimum amount to open is £25. No partial withdrawals allowed.

Find out more

Save Together is a benefit of the HSBC Advance Bank Account. To be eligible, you must be an HSBC Advance customer, hold an HSBC Loyalty Cash ISA and meet minimum payment requirements. Full offer terms and conditions apply.

See how HSBC Advance differs from our other accounts:

Basic
Bank
Account
Bank
Account
Bank Account Pay Monthly HSBC Advance HSBC Premier
Eligibility criteria, subject to status and internal checks included included Pay in at least £500 per month into this account

If you are under the age of 24, the qualification criteria will not apply
Pay in at least £500 per month into this account

If you are under the age of 24, the qualification criteria will not apply
You must pay at least £1,750 into your account each month (or a minimum of £10,500 every six months) not including money transferred from any other sole or joint personal account(s) you hold with HSBC Bank. HSBC Advance Bank Account applications are subject to status and internal checks. Pay your main income into your HSBC Premier Bank Accountand:

1) Have savings or investments of at least £50,000 with HSBC in the UK; or

2) have an individual annual income of at least £100,000 and one of the following products with HSBC in the UK:

- a mortgage;

- an investment, life insurance or protection product;Or, qualify for HSBC Premier in another country
Monthly account fee not included not included not included £10 p/m not included not included not included
Dedicated Relationship Manager not included not included not included not included not included not included included
Online Banking and HSBC Mobile Banking app, subject to scheduled maintenance periods included included included included included included included
Overdraft service and rate, subject to status not included not included included

19.9% EAR

Representative example (assumed overdraft £1,200): 19.9% EAR variable
included

19.9% EAR

Representative example (assumed overdraft £1,200): 19.9% EAR variable
included

17.9% EAR

Representative example (assumed overdraft £1,200): 17.9% EAR variable
included

£500 interest free overdraft with no overdraft fees£500+: 11.9% EAR

Representative example (assumed overdraft £1,200): 0% EAR variable on the first £500 and 11.9% EAR on the rest
Daily ATM Cash withdrawal limit £300 £300 £300 £500 £1000
Worldwide Travel Insurance for customers under 70 not included not included not included not included included
Worldwide cash withdrawals with no HSBC non-sterling cashfees*3 not included not included not included not included included included included
Preferential savings rates*4 not included not included not included not included included included included
Save Together not included not included not included not included included included

Save Together is a benefit of HSBC Advance Bank Account. To be eligible, you must be an HSBC Advance customer, hold an HSBC Loyalty Cash ISA and meet eligible payment requirements. Full offer terms and conditions apply.
not included
Preferential loans offer, subject to status*5 not included not included not included not included included10% Interest cashback offer on HSBC Personal Loans

Representative 3.7% APR for loans between £7k-15k over 1-5 years*6*7
Preferential Rates between £7k-£25k

Representative 3.7% APR for loans between £7k-25k over 1-5 years*7
Preferential mortgage benefits, subject to status*5 not included not included not included not included includedDiscounted booking fees on our Standard range and access to our Buy to Let Mortgage range Discounted booking fees on our Standard range

Preferential rates on Buy to Let mortgages

Access to Interest Only mortgages

HSBC Premier Family Mortgages on our Standard range

Current Account - Switch Guarantee

Think carefully before purchasing a Buy to Let mortgage. Our Buy to Let mortgages are available to customers who meet our Buy to Let mortgage borrower eligibility criteria. Remember, you are responsible for making the monthly payments even when the property does not have a tenant. Not all properties will grow in value or provide sufficient income to cover all your associated costs.

Your home or property may be repossessed if you do not keep up payments on your mortgage.

Important Information - Up to £240 when you switch to an HSBC Advance Bank Account and take up our Save Together offer

  1. 1) To be eligible for the HSBC Advance Bank Account you must be over 18 and pay in at least £1,750 into your account each month (or a minimum of £10,500 every six months) not including internal transfers. Applications are subject to status and internal checks.
  2. 2) £120 switching offer applies to applications received up to 31/08/2015, limited to one per customer or joint relationship on eligible HSBC Advance Bank Accounts. You must switch using CASS within two months of opening your account. To qualify you must not already hold an existing HSBC current account. We will make one Offer Payment of £120 within 100 days of your HSBC Advance Bank Account being opened.
  3. 3) To be eligible for Save Together, you must be an HSBC Advance Bank Account customer, hold an HSBC Loyalty Cash ISA and meet the minimum payment requirements. To receive the full £120 you must maintain this for the full 12 month term. Please consider whether the HSBC Loyalty Cash ISA product is appropriate for your needs.
  4. 4) We reserve the right to withdraw these offers at any time. Offers available to UK residents only (excluding Channel Isles and Isle of Man).

*1As compared to our Bank Account, Bank Account Pay Monthly, and Basic Bank Account.

*2You'll need to identify yourself through our automated telephone service when calling 03457 404 404. Our telephone and Online Banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. If you have a speech or hearing impairment, please use our textphone service. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us.

*3These transactions are subject to a non-sterling transaction fee, currently 2.75% of the amount of the transaction. Some cash machine operators may apply a direct charge for withdrawals from their cash machines. This will be advised at the time of the withdrawal.

*4Available on a selection of our savings products - Regular Saver, HSBC Loyalty Cash ISA and Flexible Saver accounts.

*5Subject to status and account conduct.

*6The offer only applies to loans with 60 or less scheduled repayments and it will not apply if the loan is repaid early by you or terminated by us. You must also be an HSBC Advance customer at the time the loan is taken out.

*7The representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances.

*8Save Together is a benefit of the HSBC Advance Bank Account. To be eligible, you must be an HSBC Advance customer, hold an HSBC Loyalty Cash ISA and meet minimum payment requirements. Full offer terms and conditions apply.