The Advance Account is not available to new customers. If you already have this account, you can continue using it. This page tells you how.
Here's what you get with your Advance Account
Access the world with HSBC Global Money
With an HSBC Advance Account you can apply for an HSBC Global Money Account, letting you convert, hold or send money in 50 currencies across 200 countries and regions worldwide with competitive exchange rates. Add your Global Money debit card to your digital wallet to start using it straight away. Global Money is only available via the HSBC app. Global Non-HSBC fees may apply. Learn more.
Access our 5.00% AER / gross Regular Saver
Start saving from just £25 a month with our Regular Saver. Save between £25 and £250 a month for a fixed 12-month term. Withdrawal restrictions apply.1
Get an app you can bank on
If you always carry your phone, you can always carry your bank. Secure, convenient and in your pocket.
- Check your balance in a flash and send money quickly and easily
- Pay in cheques just by scanning them with your phone
- See all your HSBC products in one place, including mortgages and loans
- Pay on the go with Apple Pay, Samsung Pay, Google Pay or your contactless Visa debit card. Limits may apply.2
Stay informed and in control
Our smart money tools help you keep an eye on your spending and stay on top of your finances.
- Get instant notifications when money goes in or out of your account3
- See your spending broken down into categories and set targets to help control it with Spending insights and Monthly budgets
- Budget more easily by seeing how much money you’ll have left after your bills
- Freeze your card temporarily in our app if you can't find it
- Bank online, by phone, in-branch or with our app. Whichever you prefer, we’ve got you covered.4
Enjoy a little more from your money
You’ve worked hard for your money. When you have an Advance Account, we'll help you make it go further.
- Start building your savings with our Regular Saver Account, exclusively available to HSBC current account customers
- Get discounts on shopping, dining, travel, experiences and more with our home&Away offers programme
- Withdraw up to £500 per day from cash machines
- Emergency cash transfers up to USD10,000 to any HSBC branch worldwide (funds must be available for the amount being transferred)
- Free international account opening
Frequently asked questions
Your eligible deposits with HSBC UK Bank plc are protected up to a total of £120,000, or up to £240,000 for joint accounts, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
This limit is applied to the total of any deposits you have with the following: HSBC UK, HSBC Private Bank, first direct, M&S Bank and M&S Savings and Investments.
Any total deposits you hold above the limit between these brands are unlikely to be covered.
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Switching to us is easy
We make switching banks simple. Make the move from your old bank to HSBC in just a few easy steps.
HSBC Bank Account
A straightforward current account, with everything you need to stay on top of your money. Financial and other eligibility criteria apply.
Premier Bank Account
The premium bank account that gives you access to preferred products, Premier specialists and exclusive benefits and rewards. Financial and other eligibility criteria apply.
The small print
1. Regular Saver interest example
- Put away between £25 and £250 a month for a fixed 12-month term. If you save £250 every month for 12 months at 5.00% AER/gross pa interest rate, you'll earn approximately £81.25 interest (gross).
- AER stands for Annual Equivalent Rate. This shows you what the rate would be if interest were paid and compounded each year. Gross is the rate of interest paid before any tax (where applicable) has been deducted. No partial withdrawals allowed. Withdrawal restrictions apply.
2. Apple Pay is a trademark of Apple Inc., registered in the US and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
3. You'll need to opt in to receive instant notifications. You can do this in our app. This feature is currently being rolled out and may not yet be available on all devices.
4. Find out more about the operating systems our app works on.