Borrowing

HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, you will be prompted to activate your Secure Key when you log on.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more


Together,
We Advance

At HSBC, we'd never claim to play a starring role in your successes, but we're here to support them in every way we can.

Financial eligility criteria apply.



Video transcript

Making the most of the HSBC Advance Bank Account

Our ambitions are rarely achieved alone

Even the most personal ambitions are rarely achieved alone. Your network of friends, family, contacts and colleagues inspire you to keep aiming higher.

At HSBC, we’d never claim to play a starring role in your success, but we’re here to help you in every way we can. Together, We Advance.

Financial eligibility criteria apply.

Here for you 24/7

Call our dedicated team of HSBC Advance Specialists day or night*2

Find out more

Details of Here for you 24/7

Overdraft text alerts

We know that sometimes it's easy to lose track of your spending. That's why we've introduced our overdraft text alert service for all our current account customers to make it easier, and to help you avoid Informal Overdraft Usage Fees

Find out more

Details of Overdraft text alerts

Preferential rates and terms

On a wide range of HSBC products including savings, mortgages, and overdrafts*1

Find out more

Details of Preferential rates and terms

Your home may be repossessed if you do not keep up repayments on your mortgage

See how HSBC Advance differs from our other accounts:

Basic
Bank
Account
Bank
Account
Bank Account Pay Monthly HSBC Advance HSBC Premier
Eligibility criteria, subject to status and internal checks included Pay in at least £500 per month into this account 

If you are under the age of 24, the qualification criteria will not apply
Pay in at least £500 per month into this account 

If you are under the age of 24, the qualification criteria will not apply
Available to customers who pay in £1,750 or more each month, not including money transferred from other sole or joint personal accounts held with HSBC Bank Pay your main income into your HSBC Premier Bank Account and:

1) Have savings or investments of at least £50,000 with HSBC in the UK; or

2) have an individual annual income of at least £100,000 and one of the following products with HSBC in the UK:

- a mortgage;

- an investment, life insurance or protection product; Or, qualify for HSBC Premier in another country
Monthly account fee not included not included £10 p/m not included not included
Dedicated Relationship Manager not included not included not included not included included
Online Banking and HSBC Mobile Banking app, subject to scheduled maintenance periods included included included included included
Overdraft service and rate, subject to status not included included

19.9% EAR

Representative example (assumed overdraft £1,200): 19.9% EAR variable
included

19.9% EAR 

Representative example (assumed overdraft £1,200): 19.9% EAR variable
included

17.9% EAR

Representative example (assumed overdraft £1,200): 17.9% EAR variable
included

£500 interest free overdraft with no overdraft fees £500+: 11.9% EAR

Representative example (assumed overdraft £1,200): 0% EAR variable on the first £500 and 11.9% EAR on the rest
Daily ATM Cash withdrawal limit £300 £300 £300 £500 £1000
Worldwide Travel Insurance for customers under 70 not included not included not included not included included
Worldwide cash withdrawals with no HSBC non-sterling cash fees*3 not included not included not included included included
Preferential savings rates*4 not included not included not included included included
Preferential loans offer, subject to status*5 not included not included not included 10% Interest cashback offer on HSBC Personal Loans 

Representative 3.9% APR for loans between £7-15k over 1-5 years*6*7
Preferential Rates between £7-£25k

Representative 3.9% APR for loans between £7-25k over 1-5 years*7
Preferential mortgage offer, subject to status*5 not included Discounted booking fees on our Standard range Discounted booking fees on our Standard range Discounted booking fees on our Standard range Discounted booking fees on our Standard range

Preferential rates on Buy to Let mortgages

Access to Interest Only mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage

*1As compared to our Bank Account, Bank Account Pay Monthly, and Basic Bank Account.

*2You'll need to identify yourself through our automated telephone service when calling 03457 404 404. Our telephone and Online Banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. If you have a speech or hearing impairment, please use our textphone service. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us.

*3These transactions are subject to a non-sterling transaction fee, currently 2.75% of the amount of the transaction. Some cash machine operators may apply a direct charge for withdrawals from their cash machines. This will be advised at the time of the withdrawal.

*4Available on a selection of our savings products - Regular Saver, HSBC Loyalty Cash ISA and Flexible Saver accounts.

*5Subject to status and account conduct.

*6The offer only applies to loans with 60 or less scheduled repayments and it will not apply if the loan is repaid early by you or terminated by us. You must also be an HSBC Advance customer at the time the loan is taken out.

*7The representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances.