Our customers can receive a representative* 6.2% APR for Personal Loans between £7,000 and £15,000.
Our Personal Loans are available exclusively to HSBC current account customers.
- Instant decisionNo matter how you apply you'll get an instant credit decision (subject to planned maintenance periods).
- Make overpayments You can make overpayments without charge, which may reduce the amount of interest you pay.
- Apply for additional borrowing If you already have a Personal Loan with us, you can apply to borrow more online.
*The representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances.
- Immediate fundsIf approved, you'll receive the money in your account straight away.
- Fixed repayment termsYou always know how much you need to repay each month.
- Repayment holidaysYou could have the option of choosing whether to take a repayment holiday for the first three months or every January for the life of your loan. More interest will be payable overall.
Repayment Calculator
Loan Amount:
Available from £1,000 to
£25,000 in £10 increments.
Loan Term:
1 to 5 years for £15,000 or under,
1 to 8 years for over £15,000.
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Are you eligible for a Personal Loan? Check the full details
Have you considered these other options?
Overdraft Service
Prepare for unexpected costs and expensive months with a formal overdraft limit.
HSBC Credit Card
For a fast, convenient and reliable way to make purchases, wherever you are
HomeOwner Loans
If you own a property, a HomeOwner Loan could be an affordable way to borrow
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Our top 5 FAQs
1. When will I hear if my loan application has been sucessful?
2. How quickly will I get my money?
3. Can I choose my repayment date?
4. Can I defer payments?
5. Can I have a payment holiday?
Need to speak to us?
Give our friendly team a call on:
0800 032 4735
Textphone: 18001 0800 028 0126
Lines are open 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).
Calls may be monitored or recorded.
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