Our lowest ever Personal Loan rate.
For loans between £7,000 and £15,000. Now also available to non-HSBC current account customers.
As an HSBC current account customer, you could get an instant credit decision (subject to planned maintenance periods). Non-HSBC current account customers should be contacted with a credit decision in 2-5 working days.
If approved, as an HSBC current account customer applying online or in branch, you could receive the money straight into your account (for telephone applications as soon as we receive your signed paperwork we will transfer the money straight into your account). If approved, as a non-HSBC current account customer you could receive the money into your nominated account 3 working days after we receive your signed paperwork.
You can make overpayments without charge, which may reduce the amount of interest you pay.
You could have the option of a repayment holiday for the first three months or every January for the life of your loan. More interest will be payable overall.
* The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
Check your eligibility (opens an overlay window)
Check the full details
Get a Personalised Loan Quote
Our Personalised Loan Quote tool will give you an indication of the terms on which we may be able to lend to you, without affecting your credit rating in any way.
If you are an existing customer and your name and/or address details have changed in the last 35 days or you have not informed us of a change of name or address, please do not proceed with a Personalised Loan Quote as it may give you an inaccurate result. If you wish to discuss or update your details, then please contact us at branch or by telephone.
Check the full details (opens an overlay window)
Get my Personalised Loan Quote