Plan ahead with confidence

Make your money work hard for you and know exactly what you’ll get. Choose a term, deposit between £2,000 and £1,000,000 into your Fixed Rate Saver  and earn interest at a great fixed rate.

Are you eligible for a Fixed Rate Saver? Check full eligibility details

Fixed rate savings
  • Choose how long you saveChoose from six deposit terms, ranging from three months to five years, and deposit anything from £2,000 to £1,000,000
  • Get a great interest rateEarn between 0.50% AER/gross and 2.00% AER/gross depending on amount invested and term chosen
  • Set up savings for a childAnyone eligible to open a Fixed Rate Saver may also open an account in branch on behalf of a child, providing the child is at least seven years of age
  • Reinvest your savingsBefore the end of the term, we'll ask if you want to withdraw your money, start a new Fixed Rate Saver or discuss your options
  • Know exactly what you'll getYour interest rate remains fixed throughout the term, so you know in advance exactly how much interest you'll earn.
  • Close early if you need toProvided the deposit is under £50,000 you can close the bond early for a fee of 90 days interest. Depending on when the withdrawal is made, you may get back less than originally invested. If the deposit is over £50,000 you can't close your bond or withdraw any money until the end of the deposit term.

Deposit Amount:

Please enter an amount between £2,000 and £1,000,000 in whole pounds.

£

How long:

Please select the period you would like to save over.

00.00

00.00


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Interest Rates - The calculator assumes that interest rates will remain the same throughout the calculation. The calculator assumes interest payable on the Fixed Rate Saver is gross (before tax). Please note dependant on your tax bracket deductions will be made at either higher or basic tax rate. Interest is paid either monthly or annually/upon maturity (depending upon the term), unless the term is 3 months when interest will always be paid upon maturity.

Length of Month - Months are of equal length. However given some months are longer than others interest accrued will vary depending upon the month. Number of Weeks/Fortnights in a Year. One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.

Rounding - The calculator uses the unrounded payment to derive the amount of interest accrued over the full term of the deposit. As this is rounded down, in some cases the calculator may underestimate interest paid.

The figures provided by the calculator are a guide only and are not a precise calculation.


Have you considered these other options?

Regular Saver

Watch your money grow: build your savings over 12 months with our Regular Saver

HSBC Loyalty Cash ISA

Be rewarded for your loyalty – See more about our Loyalty Cash ISA

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