Preferential mortgage terms

HSBC Advance customers will receive £700 off the standard booking fee for our standard mortgages (excluding fee saver mortgages and mortgage specials).

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Your home may be repossessed if you do not keep up repayments on your mortgage.

 
HSBC Advance

HSBC Advance is no longer available. Existing HSBC Advance customers are not affected and can continue to hold and benefit from their account.

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Worldwide Travel Insurance

With HSBC Advance, you and your family are automatically covered by our Worldwide Travel Insurance, provided you are a resident of the UK, the Channel Islands or the Isle of Man, and are under 70 years of age.

  • Protection for you and your family on trips anywhere in the world (subject to the exclusions and limits of cover).
  • HSBC Advance gives you protection for an unlimited number of trips, provided that each trip is no longer than 31 days and you spend no longer than 183 days out of the country in any 12-month period.
  • Winter sports cover is available for 31 days in any consecutive 12-month period.
  • Since 1 December 2010, you have also been covered if you are prevented from travelling, or stranded abroad due to the closure of airspace or a port (air or sea), subject to the policy terms and conditions.
  • Provided by Aviva Insurance Limited.

Your family

Your partner is covered if they live at home with you in a domestic relationship. Your unmarried, dependent children are also covered if they're accompanying you or your partner and they're under 18 years of age at the start of your trip (under 23 years of age if they're still in full-time education and they live with you outside term time). Children are also covered if they are travelling unaccompanied to visit and stay with close relatives for the duration of the trip.

Pre-existing conditions

You will need to call the HSBC Medical Risk Assessment Helpline on 01243 218 426 to declare any pre-existing medical conditions suffered by you, or your domestic partner or any dependent children insured by the policy at the time of opening your HSBC Advance Bank Account and before booking your trip. You must also declare any medical conditions suffered by anyone upon whose health may cause you to cancel/affect your travel plans, such as a close relative or travelling companion.

Pre-existing medical conditions are not covered at any time under this policy unless they have been disclosed to and accepted by the HSBC Medical Risk Assessment Team. Please see Your Travel Policy Summary and Policy Document (PDF) for full details.

For existing HSBC Advance customers who have not previously informed us of pre-existing medical conditions for you, your partner, any dependent children or anyone else upon whom your travel plans may depend, i.e. a close relative, or travelling companion/business associate; please contact us to check whether these conditions will be covered before booking your trip(s), or before you travel if you've already booked your trip(s).

Important information

All trips must begin and end in the UK, the Channel Islands or the Isle of Man. This policy is not available if you're 70 years of age or over when you open your HSBC Advance account or on the date your trip starts.

To qualify for this policy you must have been a resident of the UK, Channel Islands or the Isle of Man for six months. Your main home must be in the UK, the Channel Islands or the Isle of Man; you must be registered with a doctor in your country of residence and liable to pay local taxes.

To find out more about what's covered and how to make a claim, see our HSBC Advance Travel Insurance page

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Enhanced Roadside Breakdown Assistance

You'll also get Enhanced Roadside Breakdown Assistance as a driver or passenger of any eligible vehicle for breakdowns which occur at your home address or on the road in the UK, giving you valuable peace of mind when you're on the road. (Please note that for accounts opened before 1 October 2012, breakdowns within 1/4 mile from your home are not covered. If you are interested in HomeStart, please call us on 08457 404 404 to discuss your options).

The policy includes cover for emergency roadside repairs and recovery to the nearest suitable garage if you break down in the UK, the Channel Islands or the Isle of Man.

The policy includes national recovery of your vehicle to any destination in the UK, the Channel Islands or the Isle of Man if we can't arrange a prompt local repair.

HSBC Advance Enhanced Roadside Breakdown Assistance is administered by Allianz Global Assistance, a trading name of Mondial Assistance (UK) Limited.

Upgrade options

If you wish, you can enhance the cover you get as standard by upgrading your policy to include a home assist, onward travel or European option. These Breakdown Assistance Select upgrades start at £65 per year. For full details of the options available, eligibility requirements and for how to apply, log onto Internet Banking and visit your HSBC Advance benefit pages.

To find out more about what's covered and how to make a callout, see our
HSBC Advance Roadside Breakdown Assistance page

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Identity theft advice

The security experts at red24™ can provide you with a comprehensive range of security advice services. As an HSBC Advance customer you'll have direct access to their team of security specialists.

Offering both preventative and reactive identity theft advice whenever you need it, red24™'s security specialists are available 24 hours a day to answer your questions and provide reassuring support. They can guide you through a recovery plan and in more serious cases, one of their dedicated security specialists will even visit your home or workplace to assist you in person.

Help is at hand

For details of how to receive reassuring support and tailored advice:

red24™