HSBC Advance: international benefits | HSBC Bank UK

Your family

Your partner is covered if they live at home with you in a domestic relationship. Your unmarried, dependent children are also covered if they're accompanying you or your partner and they're under 18 years of age at the start of your trip (under 23 years of age if they're still in full-time education and they live with you outside term time). Children are also covered if they are travelling unaccompanied to visit and stay with close relatives for the duration of the trip.

Pre-existing conditions

If you, your partner, any dependent children or anyone else upon whom your travel plans may depend, e.g. a close relative, or travelling companion/business associate, has a pre-existing medical condition you should contact the HSBC Advance Medical Helpline on 0124 362 1405 prior to purchasing HSBC Advance. You will then be advised whether or not the pre-existing medical condition is covered by the Worldwide Travel Insurance. Please see page 4 of Your Travel Policy Summary and Policy Document (PDF) for full details.

For existing HSBC Advance customers who have not previously informed us of pre-existing medical conditions for you, your partner, any dependent children or anyone else upon whom your travel plans may depend, i.e. a close relative, or travelling companion/business associate; please contact us to check whether these conditions will be covered before booking your trip(s), or before you travel if you've already booked your trip(s).

Important information

All trips must begin and end in the UK, the Channel Islands or the Isle of Man. This policy is not available if you're 70 years of age or over when you open your HSBC Advance account or on the date your trip starts.

To qualify for this policy you must have been a resident of the UK, Channel Islands or the Isle of Man for six months. Your main home must be in the UK, the Channel Islands or the Isle of Man; you must be registered with a doctor in your country of residence and liable to pay local taxes.

To find out more about what's covered and how to make a claim, see our HSBC Advance Travel Insurance page

Upgrade options

If you wish, you can enhance the cover you get as standard by upgrading your policy to include a home assist, onward travel or European option. These Breakdown Assistance Select upgrades start at £65 per year. For full details of the options available, eligibility requirements and for how to apply, log onto Internet Banking and visit your HSBC Advance benefit pages.

To find out more about what's covered and how to make a callout, see our HSBC Advance Roadside Breakdown Assistance page

If you leave HSBC Advance for any reason, the policy for Life Cover (including Accidental Death Benefit) will automatically end

Life Cover and Accidental Death Benefits are only available if you're resident in the UK, Guernsey or the Isle of Man at the time you open or upgrade to your HSBC Advance account.