HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

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Get the most from your ISA allowance

  • Your ISA allowance for 2016/2017 is £15,240
  • Save with a Cash ISA or Stocks and Shares ISA or a combination of the two
  • *If you're unsure where to start, why not watch our 'Guide to ISAs' video

Get the most from your ISA allowance

  • Your ISA allowance for 2015/2016 is £15,240
  • Save with a Cash ISA or Stocks and Shares ISA or a combination of the two
  • Use your 2015/2016 allowance by 5 April, as any unused allowance doesn't roll over

Stocks & Shares ISAs

A Stocks and Shares ISA has the potential to give a better return than a cash ISA. They are a tax efficient way to invest money as all income and Capital Gains are exempt from UK Income Tax, and Capital Gains Tax. Whether you're new or experienced in the world of investing, we may have a solution for you.

The value of investments can fall as well as rise and you may not get back what you invested.

World Selection

Global Investment Centre

InvestDirect / InvestDirect Plus

HSBC ready made portfolio

World Selection

Choose a ready-made portfolio, managed by our team of qualified investment professionals, based on the amount of risk you are willing to take.

  • Minimum investment £1000 lump sum or £50 per month
  • Account charges 0.25% plus fund charges
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Build your own fund portfolio

Global Investment Centre

Build and manage your own portfolio of funds including index trackers and funds from HSBC and other leading Fund Managers. (A taxable account is also available)

  • Minimum investment £100 lump sum
  • Account charges 0.39% plus fund charges
Find out more

Build your own share portfolio

InvestDirect / InvestDirect Plus

Build and manage your own portfolio of securities including UK and US shares, government bonds and exchange traded funds

  • Minimum investment No minimum, with a £10.50 charge per standard online share trade (with effect from 1 April 2016)
  • Account charges £10.50 quarterly Account Fee (with effect from 1 January 2016)
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Investing with advice

HSBC Premier Financial Advice Service

If you have more than £50,000 to invest, we can offer you quality advice on a range of HSBC and NON-HSBC products. We can help you build a bespoke financial plan with our HSBC Premier Financial Advice Service. Eligibility criteria and fees will apply.

Find out more

Premier Stand-alone Investment Advice

If you're interested in discussing any additional year-end investment needs, we now have a new, quicker, simpler* service for smaller investment amounts. Eligibility criteria and fees will apply.

You can find out more by contacting your Relationship Manager or call 0800 032 4710. Lines are open 8am to 6pm, Monday to Friday (excluding public holidays). To help us continue to improve our services, and in the interest of security, we may monitor and/or record your call

*Compared to the full HSBC Premier Financial Advice Service

The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. Most investments are designed for the medium to long term, for example at least five years. These services are offered without investment advice and you will need to make your own investment decisions.

Cash ISAs

If you are looking to start saving and want instant access to your money, then a Cash ISA could be the right choice. They work like normal saving accounts except the interest isn't taxed, so all the interest you earn is yours to keep.

HSBC Loyalty Cash ISA

Help to Buy: ISA

HSBC Loyalty Cash ISA

  • Be rewarded for your loyalty
  • Earn interest tax-free
  • Open with just a £1
  • Instant access

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Help to Buy: ISA

  • Helps you to save towards your first home
  • Get a 25% bonus on your savings, up to £3000
  • Save up to £200 per month. All the interest is tax free
  • Save an additional £1000 in the first month, to help kick start your savings

Find out more

Please bear in mind

Investment risk

All investments carry some risk. The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets.

Time commitment

Most investments should be considered as a medium to long-term commitment; this means you should be prepared to hold them for at least five years.

Tax benefits

The value of any tax benefits described depends upon your individual circumstances - tax rules may change in future.

In addition to the risks mentioned above, there are other risks associated with investing in our products. These are outlined in the Key Features Document for each product and, where applicable, in the Key Investor Information Document for the underlying fund(s), which you should read carefully before applying.



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