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How would you like to apply?

Simply choose the way that suits you best – but first, take a look below at the eligibility requirements and things you should know about your Student Bank Account application.


Are you an early bird?

If you're 17 and thinking about university or college or awaiting confirmation of your university place, you can still apply for our Student Bank Account in the usual way. We'll open you an 'early bird' Student Bank Account and when you are 18 bring in proof of your acceptance onto a qualifying course, and we'll provide you with the additional benefits of our Student Bank Account.


Are you a Postgraduate?

If you’re about to undertake a full time postgraduate course of one year or more or are you returning to do another undergraduate degree (having already completed one in the last three years), you can apply for a Student Bank Account and we’ll provide the additional benefits to support your further studies.

It only takes a few minutes to open a Student Bank Account online.

By clicking 'Apply now' you will be confirming you meet the eligibility criteria as set out on this page.

Apply by phone

Our friendly team is here to help.


Call us on

0800 032 4738


Lines are open from 8am to 10pm every day.

Apply in branch

To find out more or to apply for a Student Bank Account, talk to a member of staff in your local branch.


Find a branch

Eligibility requirements

Please ensure you can answer YES to the following questions:

  • Have you been a resident in the UK, Channel Islands or Isle of Man for at least three years?
  • If you don't currently have a HSBC current account, can you provide us with identification and proof of your address?
  • Can you confirm that you do not hold a student account elsewhere?
  • Are you studying, or intending to study, a qualifying undergraduate course of two years or more at a UK, Channel Islands or Isle of Man university/college or a part-time course with a Disability Student Allowance? And can you provide proof of your acceptance e.g. UCAS letter or letter from the university/college?

    OR

    Are you 17 and thinking about university or college or awaiting confirmation of your university place?

    OR

    Are you 18 years or over and are you about to undertake a full time postgraduate course of one year or more or are you returning to do another undergraduate degree (having already completed one in the last three years)?

Once you've submitted your application, we'll send you the paperwork to sign and return to us either by post or in branch. We may also ask for further documents to confirm your identity or address.

Please note, you'll only be eligible for the full range of Student Bank Account benefits once you have reached the age of 18 and provide us with your acceptance letter from a qualifying course.

Things you should know

Before applying, please take the time to read the following. You may also want to save some of these documents for future reference.

To read our PDF files you'll need to have Acrobat Reader 4.0™ or above. We think most of you will have this but if you don't, it's free and can be downloaded from Adobe UK. If you are accessing this website using screen reading technology that cannot read PDFs, a converter is available at Access Adobe.

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