What is an EHIC and a GHIC?

The GHIC has replaced the EHIC, but if you still have an EHIC, it remains valid until it expires.

You can use them in the European Economic Area (EEA)[@eea-countries] and some other countries and territories.

Here's a handy guide to the differences between the 2 cards and how to use them when on holiday.

You might also want to read our tips on what you should add to your holiday checklist before you set off, including Travel Money with HSBC and thinking about travel insurance.

Both cards cover emergency medical treatment and visits to hospital A&E departments. It's worth remembering that they also cover routine maternity care and treatment and routine medical care for pre-existing conditions. These are often excluded from travel insurance policies.

But you shouldn't think of an EHIC or GHIC as a replacement for travel insurance. That's because some health costs and things like being flown back to the UK aren't covered.

Both types of card allow you to get state healthcare for free or at the same cost that a local resident would pay.

However, where you can use them is different.

A GHIC is valid in:

You might also be able to use it in Switzerland depending on your nationality or status.

If you still have an EHIC, you can only use it in the EEA and Switzerland.

If you still have an EHIC, check the expiry date on the card. It remains valid until then, but after that date, you’ll have to apply for a GHIC to replace it – unless you have rights under the Withdrawal Agreement rights under the Withdrawal Agreement This link will open in a new window. Certain people who have these rights can still apply for a new EHIC rather than a GHIC. 

It's free to apply for a GHIC – you can go to the NHS website to get yours NHS website to get yours This link will open in a new window. 

As well as your full name address and date of birth, you’ll need to give one of the following:

There are unofficial websites that charge a fee, but there’s no need to pay anything. Just use the NHS website.