Get your dream home with a high-value mortgage
If you're looking to borrow more than £2 million, an HSBC high-value mortgage could help you get your dream home. Whether you’re a first-time buyer, moving house or transferring an existing mortgage from another lender, our high net worth mortgage team is here to support you.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Things to know
Who can apply?
To apply for a high-value mortgage, you'll need to make sure:
- You're a UK resident
- You're aged 18 or over
- Your total mortgage borrowing request is over £2 million on a single property
- Your application is related to a new purchase, remortgage, home mover (including porting a rate) with or without additional borrowing, or borrowing against a house you own that has no mortgage
Before you apply
You don't need to request a decision in principal (DIP) before speaking to us. Have a look at our rates and get yourself booked in with one of our high net worth mortgage advisers. You'll discuss your loan in more detail and complete a DIP together, before starting a mortgage application.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage overpayments
Fixed mortgages
The annual over payment allowance is 10% of the outstanding balance of your mortgage. It will reset annually, either on the date your mortgage account was opened, or on the start date of your fixed-rate period if you’ve previously switched.
Tracker mortgages
If you've a tracker mortgage you can make unlimited overpayments without an early repayment charge.
Find out more about making mortgage overpayments and how it could save you money.
Apply for a high-value mortgage
Is your total borrowing request over £2 million?
Book an initial 30-minute consultation call with one of our qualified mortgage advisers. They'll get an understanding of your needs, answer any questions, and complete a DIP with you before agreeing next steps.
If appropriate the adviser will book in a follow-up appointment to complete your mortgage application.
Switch your existing rate
You can switch your existing mortgage rate online or by speaking to one of our advisers. |
Rates information
For all our rates we provide both fixed-rate and tracker mortgages.
Fixed-rate: your monthly payments will stay the same until the end date of the fixed-rate period, even if interest rates change.
Tracker: a variable rate mortgage linked to the Bank of England base rate that rises or falls with it. This will affect your monthly payments. Our tracker mortgages are available over a 2-year period.
Moving home
Our mortgage rates if you're looking to move home.
Fixed-rate mortgages
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 3.91% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.13% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
3.91% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.13% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.07% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.23% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.07% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.23% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.07% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.23% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.07% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.23% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
60% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 3.91% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.13% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
3.91% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.13% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
70% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.07% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.23% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.07% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.23% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
75% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.07% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.23% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.07% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.23% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
Tracker mortgages
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.44% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.44% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
60% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.44% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.44% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
70% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
75% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
First-time buyer
You're a first-time buyer if you've never owned a residential property and you intend for the property to be your main home.
Fixed-rate mortgages
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 3.91% |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.13% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
3.91% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.13% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.07% |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.23% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.07% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.23% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.07% |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.23% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.07% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.23% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
60% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 3.91% |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.13% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
3.91% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.13% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
70% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.07% |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.23% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.07% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.23% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
75% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.07% |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.23% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.07% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.23% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
Tracker mortgages
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.44% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.44% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
60% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.44% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.44% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
70% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
75% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
Remortgage
You're a remortgage customer if you've a mortgage with another provider and want to switch to us, or borrow more against your current home.
Fixed-rate mortgages
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 3.96% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.05% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.7% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
3.96% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.05% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.7% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.06% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.20% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.06% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.20% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.06% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.20% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.06% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.20% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
60% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 3.96% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.05% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.7% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
3.96% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.05% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.7% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
70% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.06% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.20% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.06% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.20% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
75% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Fixed Standard High Value Mortgage | 4.06% fixed |
6.49% | 2 Years fixed rate until 28.02.2028 | 6.3% APRC |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| 5 Year Fixed Standard High Value Mortgage | 4.20% fixed |
6.49% | 5 Years fixed rate until 28.02.2031 | 5.8% APRC |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Fixed Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.06% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years fixed rate until 28.02.2028 |
| Overall cost for comparison (APRC) |
6.3% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
| Mortgage | 5 Year Fixed Standard High Value Mortgage |
| Initial interest rate |
4.20% fixed |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 5 Years fixed rate until 28.02.2031 |
| Overall cost for comparison (APRC) |
5.8% APRC |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
Tracker mortgages
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.49% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.49% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
60% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.49% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.49% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
70% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £5,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £5,000,000 |
75% LTV
| Mortgage | Initial interest rate | Followed by a Variable Rate, currently | Initial interest rate period | Overall cost for comparison (APRC) | Booking fee | Cashback[@cashback-definition] | Minimum loan amount (subject to LTV and Lending Policy) | Maximum loan amount (subject to LTV and Lending Policy) |
|---|---|---|---|---|---|---|---|---|
| 2 Year Term Tracker Standard High Value Mortgage | 4.54% |
6.49% | 2 Years | 6.4% |
£1999 | £0 | £2,000,000.01 | £3,000,000 |
| Mortgage | 2 Year Term Tracker Standard High Value Mortgage |
|---|---|
| Initial interest rate |
4.54% |
| Followed by a Variable Rate, currently | 6.49% |
| Initial interest rate period | 2 Years |
| Overall cost for comparison (APRC) |
6.4% |
| Booking fee | £1999 |
| Cashback[@cashback-definition] | £0 |
| Minimum loan amount (subject to LTV and Lending Policy) | £2,000,000.01 |
| Maximum loan amount (subject to LTV and Lending Policy) | £3,000,000 |
Representative example
A repayment mortgage of £3,163,244 payable over 25 years initially on a fixed rate for 2 years at 4.07% and then on our current variable rate of 6.49% (variable) for the remaining 23 years would require 24 monthly payments of £16,826.56 and 275 monthly payments of £21,044.66 plus one final payment of £21,047.53
The total amount payable would be £6,214,460.47 made up of the loan amount plus interest of £3,048,922.47 a booking fee of £1,999 and a solicitors fee of £295.
In this example, the overall cost for comparison is 6.2% APRC representative.
The above representative example is based on the highest APRC applicable to customers purchasing a property. Please note your actual costs and monthly repayments will vary.