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Classic Credit Card
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At a glance
Start building your credit rating
Balance transfer
Not applicable
Purchases introductory rate
Not applicable
Representative example
Representative APR: 29.9% APR (variable)
Purchase rate: 29.9% p.a. (variable)
Based on an assumed credit limit of £1,000
Annual fee: No annual fee
Can you apply?
Quick check
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For existing HSBC customers
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Annual UK taxable income or pension, before tax, of £6,800 or more
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Must be a UK resident
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Must be over 18
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Must not hold an HSBC Basic Bank Account
Benefits
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Not applicable
Rewards
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Not applicable
Find out more
Additional information
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Pick up to 4 cards to compare side by side to help you choose
Our most sophisticated card offers more reward points and enhanced travel benefits. Representative 100.2% APR (variable).
If you're looking to build or improve your credit rating, this credit card could be the one for you. Representative 29.9% APR (variable).
You could use your card to cover unexpected expenses and build a credit history while you study. Only available to HSBC Student Bank Account customers. No annual fee. Representative 18.9% APR (variable).
Give yourself some breathing room with our longest balance transfer offer (fees apply). Transfer your other credit card balances so that you make just one monthly payment for everything. Representative 24.9% APR (variable).
The credit card that rewards you when you shop. Collect reward points, then use the Mastercard Pay with Rewards app to put your points towards purchases. Representative 23.9% APR (variable).
Spread the cost of your spending with our longest interest-free period on purchases. Representative 24.9% APR (variable).
A credit card that gives you access to a world of travel benefits and privileges – all for no annual fee. Representative 23.9% APR (variable).