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Compare interest rates, benefits and rewards. Credit is subject to status, affordability and applicable terms and conditions.

At a glance

Get travel benefits, rewards and HSBC Premier Privileges - just for HSBC Premier customers

Balance transfer

At the end of any promotional period, balance transfers will revert to the standard variable rate.[@balance-transfer-disclaimer]

0% for 18 months on balance transfers made within 60 days of account opening. A 2.99% fee applies for each balance transferred, minimum £5

Purchases introductory rate

At the end of any promotional period, purchases will revert to the standard variable rate.

0% on purchases for 9 months after account opening. For new HSBC credit card customers only.

Representative example

Representative APR: 23.9% APR (variable)

Purchase rate: 23.9% p.a. (variable)

Based on an assumed credit limit of £1,200

Annual fee: No annual fee

Can you apply?

Quick check

You can check the full eligibility criteria later
  • For HSBC Premier customers

  • No specific annual income / pension requirements

  • Must be a permanent UK resident or hold a valid UK visa

  • Must be over 18

  • Have an HSBC Premier Account


Terms and conditions apply.

  • Get 10% off on bookings at more than 180,000 Agoda hotels

  • Enjoy a 10% discount on selected Expedia hotels

  • Enjoy 12 months of Expedia+ Gold Membership

  • Access more than 1,300 airport lounges worldwide for just £24 per person, per visit with Priority Pass.

  • Get up to 2 years extended warranty from Domestic & General Insurance plc on selected household appliances


Terms and conditions apply.
  • Exchange your reward points for a selection of Laithwaites quality wines

  • Redeem your reward points for e-vouchers at retailers such as M&S and Amazon

  • Convert your reward points into airline miles with a wide range of airlines such as British Airways, Etihad, Asia Miles and Singapore Airlines

  • Earn 1 reward point for every £1 of eligible spend[@eligible-spending-for-reward-points] in sterling[@sterling-transactions], and 2 points for every £1 spent in other currencies

Find out more

Please read the full product information before you apply.


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