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Compare interest rates, benefits and rewards. Credit is subject to status, affordability and applicable terms and conditions.

At a glance

Earn reward points on eligible purchases you make

Balance transfer

At the end of any promotional period, balance transfers will revert to the standard variable rate.[@balance-transfer-disclaimer]

0% for 6 months on balance transfers made within 60 days of account opening. A 2.99% fee applies for each balance transferred, minimum £5

Purchases introductory rate

At the end of any promotional period, purchases will revert to the standard variable rate.

0% on purchases for 6 months after account opening. For new HSBC credit card customers only.

Representative example

Representative APR: 23.9% APR (variable)

Purchase rate: 23.9% p.a. (variable)

Based on an assumed credit limit of £1,200

Annual fee: No annual fee

Can you apply?

Quick check

You can check the full eligibility criteria later
  • For existing HSBC customers

  • Annual UK taxable income or pension, before tax, of £6,800 or more

  • Must be a UK resident

  • Must be over 18

  • Have an HSBC Advance Account OR HSBC Bank or Premier Account with HSBC UK into which you've paid a total of £1,750 a month over the last 6 months, not including money transferred from joint or sole personal accounts held with HSBC UK


Terms and conditions apply.

  • Get 2,500 welcome points worth £25 when you make your first transaction on your card


Terms and conditions apply.
  • Use reward points for everyday purchases wherever your card is accepted, in-store or online

  • Earn up to 10 reward points for every £1 you spend at selected stores, including Morrisons, White Stuff and Gousto

  • Earn 1 reward point for every £5 you spend

Find out more

Please read the full product information before you apply.


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