Student Insurance: UK student house insurance | HSBC UK

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We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

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What types of student insurance cover are available?


4 levels of cover from £25

You can choose cover limits between £2,000 and £5,000 and protect yourself from the financial cost of loss or damage to your contents while you are a student. Cover includes fire, storm, flood and theft following forcible and violent entry/exit from your accommodation.


Accidental damage protection

We’ll cover your home entertainment equipment, mirrors and glass up to £250 per incident. We’ll also cover home computers (not laptops), games consoles, receiving aerials, dishes and CCTV cameras that are fixed to the building.


Optional extras

You can also choose these optional extras:

  • Personal belongings – covers items you wear or carry outside your accommodation (within the British Isles)
  • Personal computer equipment – covers equipment in your possession in and away from your accommodation, including installed software (excluding mobile phones)
  • Pedal cycles – covers loss or damage anywhere within the British Isles as long as your cycle is locked to an immovable object or in a locked building that only you access

What’s covered?

Standard policy features Policy limits Policy excesses
Individual item £500 £50
Accidental damage cover £250 £50
Loss or theft of cash £100 £50
Personal and occupier’s liability £2 million £50


Optional extras for all 4 levels of cover
Personal belongings cover Between £500 and £2,000 (£500 per individual item)
Pedal cycles £500
Personal computer equipment £2,000 (including £250 for installed software)

What you should know before you apply

You should check if you are covered by a university campus scheme before applying for HSBC Student Insurance.

Download the HSBC Student Insurance Product Information Document

Download the HSBC Student Insurance full policy booklet

Download PDF

See other things you should know before you apply.

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Need to speak to us?

Give our friendly team a call on:

0800 277 377

Lines are open 8am to 9pm Monday to Friday and 9am to 5pm Saturday and Sunday excluding Christmas Day, Boxing Day and New Year's Day. Calls may be monitored or recorded.

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