Let your purchases pay you back
Collecting and spending reward points is what your Rewards Credit Card is all about. Register with the Mastercard Pay with Rewards app or website, then use your points to save money on whatever you fancy.
They’re your points. Enjoy them your way.
Watch our quick-start guide
Collect points when you spend
You’ll collect 1 reward point for every £5 you spend on your card, online or in store.
£5 spent = 1 point
Get extra points at selected merchants
Earn up to 10 points for every £1 you spend at selected stores, including Morrisons, White Stuff and Gousto.
Log on to Mastercard Pay with Rewards for a full list of stores.
£1 spent = Up to 10 points
Enjoy bonus points too
When you make your first purchase you’ll receive 2,500 bonus points (worth £25). You’ll also receive the same number of bonus points if you spend £10,000 or more on your card in a year.2
2,500 points per bonus
How to redeem your reward points
To get started, register with Mastercard Pay with Rewards via the app or website. Then you can use your points to save money on whatever you want, whenever you want, online or in stores.
1. Log on to Pay with Rewards
When you’d like to use your points towards a purchase, log on to the Mastercard Pay with Rewards app or website. Find out how to register below.
2. Turn on 'Next purchase'
Switch on 'Next purchase' to use your points towards the next thing you buy. Alternatively you can set your preferences to use your points automatically as soon as you get them.
Don’t worry if you forget to do this. You can use your points against purchases you’ve made in the past 7 days.
3. Use your card as usual
Use your card as you normally would. The monetary equivalent of your points will be credited to your account, saving you money on what you’ve bought.
Get started now
Register with Mastercard Pay with Rewards
Got your card? Register with Mastercard Pay with Rewards and start using your reward points right away:
- check your reward points balance, 24/7
- see which merchants are offering extra reward points
- redeem your reward points whenever you want
Who can apply for a Rewards Credit Card
1 You’ll earn reward points for any purchases you make with your card, except for gambling transactions. However, you won’t earn reward points on the following things: ATM cash withdrawals; cash advances or cash related payments; balance transfer transactions; tax payment transactions; or any fees or charges incurred through using your credit card.
2 To get these ‘anniversary’ bonus points, you’ll need to make £10,000+ worth of eligible spending in a 12 month period, which starts from the date you opened your credit card account. ‘Eligible spending’ means all purchases excluding gambling transactions. However, it doesn’t include the following things: ATM cash withdrawals; cash advances or cash related payments; balance transfer transactions; tax payment transactions; or any fees or charges incurred through using your credit card. You can earn anniversary bonus points for each of the first 5 years you have your card. They are paid on the anniversary date of when you opened your account.