HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more

We've listed a number of actions below to help you improve your chances of a successful loan application.

Double check your application

The smallest of mistakes can affect the outcome of your application. For example, if you live in a flat your address may need to be written as "Flat A, 123 High Street" rather than "123A High Street". You should be able to rectify these mistakes with your lender.

Improve your credit history

Late and missed payments can negatively affect your credit rating. Fortunately, there are a number of things you can do to improve your credit rating such as getting on the electoral register. Please see our article 'Journey to high credit score' for more information.

Build your credit history

If you've never borrowed in the past then the lender will find it hard to know how good you are at managing money. If you have a need for a loan, building your credit rating early through sustainable borrowing and repayment will help to build up your credit rating for future borrowing.

Check your credit report

There could be errors on your credit report that you're unaware of, so it's best to regularly check your report to rectify any potential inaccuracies.

Reduce the number of applications

Multiple applications in a short period of time can give the impression that you need money quickly. If you're simply looking to see how much you'd need to pay back per month then you can request a personal loan quote instead.

If you're interested in learning more about what we offer then head on over to our loans page.

Explore our Loans options

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