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Rewards Credit Card
Premier Credit Card
Premier World Elite Mastercard
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At a glance
Earn reward points on eligible purchases you make
Get travel benefits, rewards and HSBC Premier Privileges - just for HSBC Premier customers
Designed for the dedicated traveller - exclusive to existing HSBC Premier and Private Banking Account customers
Balance transfer
0% for 6 months on balance transfers made within 60 days of account opening. A 2.99% fee applies for each balance transferred, minimum £5
0% for 18 months on balance transfers made within 60 days of account opening. A 2.99% fee applies for each balance transferred, minimum £5
Not applicable
Purchases introductory rate
0% on purchases for 6 months after account opening. For new HSBC credit card customers only.
0% on purchases for 9 months after account opening. For new HSBC credit card customers only.
Not applicable
Representative example
Representative APR: 23.9% APR (variable)
Representative APR: 23.9% APR (variable)
Representative APR: 100.2% APR (variable)
Purchase rate: 23.9% p.a. (variable)
Purchase rate: 23.9% p.a. (variable)
Purchase rate: 29.9% p.a. (variable)
Based on an assumed credit limit of £1,200
Based on an assumed credit limit of £1,200
Based on an assumed credit limit of £1,200
Annual fee: No annual fee
Annual fee: No annual fee
Annual fee: £290
Can you apply?
Quick check
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For existing HSBC customers
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For HSBC Premier customers
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For HSBC Premier and Private Banking Account customers
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Annual UK taxable income or pension, before tax, of £6,800 or more
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No specific annual income / pension requirements
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No specific annual income / pension requirements
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Must be a UK resident
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Must be a permanent UK resident or hold a valid UK visa
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Must be a permanent UK resident or hold a valid UK visa
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Must be over 18
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Must be over 18
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Must be over 18
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Have an HSBC Advance Account OR HSBC Bank or Premier Account with HSBC UK into which you've paid a total of £1,750 a month over the last 6 months, not including money transferred from joint or sole personal accounts held with HSBC UK
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Have an HSBC Premier Account
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Have an HSBC Premier Account
Benefits
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Get 2,500 welcome points worth £25 when you make your first transaction on your card
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Get up to 14% off bookings at more than 180,000 Agoda hotels, and 10% off at Expedia hotels.
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Access more than 1,600 airport lounges worldwide for just £24 per person, per visit with Priority Pass.
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Get up to 2 years extended warranty from Domestic & General Insurance plc on selected household appliances.
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For a limited time, receive 60,000 reward points when you spend[@eligible-spend-excludes] £2,000 on your card in the first 90 days of your Card membership. Offer ends 29 May 2025[@premier-world-elite-welcome-offer].
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Get up to 14% off bookings at more than 180,000 Agoda hotels, and 10% off at Expedia hotels.
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Access airport security fast track via Mastercard Travel Experiences powered by DragonPass.
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Get access to more than 1,600 airport lounges worldwide with Priority Pass.
Rewards
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Use reward points for everyday purchases wherever your card is accepted, in-store or online
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Earn up to 10 reward points for every £1 you spend at selected stores, including Morrisons, White Stuff and Gousto
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Earn 1 reward point for every £5 you spend
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Earn 1 reward point for every £1 of eligible spend[@eligible-spend-excludes] in sterling[@sterling-transactions], and 2 points for every £1 spent in other currencies
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Laithwaites can deliver a special selection of quality wines to your home or office. Find out more about using points for fine wines.
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Redeem your points for vouchers to use with a variety of retailers including M&S and Amazon. T&Cs apply (PDF, 90KB)
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Convert your reward points into airline miles to use with Asia Miles, British Airways, Emirates, Etihad, Qatar Airways, Singapore Airlines and more. T&Cs apply (PDF, 222KB)
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Laithwaites can deliver a special selection of quality wines to your home or office. Find out more about using points for fine wines.
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Redeem your points for vouchers to use with a variety of retailers including M&S and Amazon. T&Cs apply (PDF, 90KB)
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Convert your reward points into airline miles to use with Asia Miles, British Airways, Emirates, Etihad, Qatar Airways, Singapore Airlines and more. T&Cs apply (PDF, 222KB)
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Get on the fast track to rewards by earning points at an accelerated rate for every £1 of eligible spend[@eligible-spend-excludes].
Find out more
Notes
Select cards to compare
Pick up to 4 cards to compare side by side to help you choose
Our most sophisticated card offers more reward points and enhanced travel benefits. Representative 100.2% APR (variable).
If you're looking to build or improve your credit rating, this credit card could be the one for you. Representative 29.9% APR (variable).
You could use your card to cover unexpected expenses and build a credit history while you study. Only available to HSBC Student Bank Account customers. No annual fee. Representative 18.9% APR (variable).
Give yourself some breathing room with our longest balance transfer offer (fees apply). Transfer your other credit card balances so that you make just one monthly payment for everything. Representative 24.9% APR (variable).
The credit card that rewards you when you shop. Collect reward points, then use the Mastercard Pay with Rewards app to put your points towards purchases. Representative 23.9% APR (variable).
Spread the cost of your spending with our longest interest-free period on purchases. Representative 24.9% APR (variable).
A credit card that gives you access to a world of travel benefits and privileges – all for no annual fee. Representative 23.9% APR (variable).