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Welcome to Premier Credit Card

Travel benefits and reward points - but no annual fee.

Premier Credit Card rewards and benefits

Our Premier Credit Card offers reward points and travel benefits.

Find out more about your card

Welcome reward points offer

Receive 20,000 reward points when you spend[@eligible-spend-excludes] £2,000 on your card in the first 90 days of your card membership[@premier-cc-20000-rewards-points].

Key benefits of a Premier Credit Card

Earn rewards on purchases

Earn reward points on every purchase, with extra points for spending in other currencies (2.99% non-sterling fee applies).

Exchange reward points

Redeem your points with an extensive selection of airline, hotel, travel and leisure partners.

Travel privileges

Enjoy airport lounge access (£24 charge per person per visit).

How you earn and use reward points

  • How you earn points
    For every £1 spent on purchases you'll earn 1.5 reward points if it's in sterling[@sterling-currency-includes], or 2 reward points if it's in another currency (a non-sterling transaction fee of 2.99% will apply).
  • Convert your points into airline miles
    Convert your reward points into airline miles to use with British Airways, Emirates, Etihad, Qatar Airways, Air India, and more. T&Cs apply (PDF)
  • Swap your points for hotel stays, shopping vouchers and more

    Convert your reward points for use at hotels, retailers such as M&S or Amazon, and charity donations.

  • Additional cardholders
    Add another cardholder to earn points together

Even more features

  • Airport lounge access
    Get access for the main cardholder and any additional cardholders to more than 1,700 airport lounges worldwide with Priority Pass. Lounges charge £24 per person per visit, subject to availability.
  • Mastercard Priceless
    Access unforgettable experiences and everyday value in the cities where you live and travel with Mastercard's Priceless experiences.
  • More Premier features for you to enjoy
    Plus all the other benefits and rewards you get as an HSBC Premier Account holder, such as travel insurance [@premier-travel-insurance], special offers on selected Apple devices, healthcare benefits[@premier-health-care-benefits], and more. Eligibility criteria apply.

Discover perks that are always part of HSBC credit cards

Frequently asked questions

You might also be interested in

Learn why online shopping is in some ways safer with a credit card because you get more protection.
Find out how your rewards credit card can pay you back.
Helpful information on banking safely, protecting yourself from fraud and what to do if you think you've been targeted.
Explore the different ways you can pay off your HSBC credit card.

Additional information:

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