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Premier Mortgage advice

Enjoy a mortgage service tailored to your needs

Discover mortgages for you and your family

Mortgages for you

We understand how stressful home buying can be. That’s why we’ve developed the Premier Mortgage Service to make it as easy as possible for our Premier customers.1  The service includes:

  • a range of HSBC mortgages to suit your needs
  • preferential mortgage terms on selected mortgage products
  • to guide you through your application and provide you with the advice and support, our Mortgage Team is on hand
  • to find out how much you can borrow, use our online calculator
  • preferential home insurance terms

Or, to speak to one of our Mortgage Specialists, please call 0800 085 24662


Your home or property may be repossessed if you do not keep up repayments on your mortgage. 
All mortgage applications are subject to status, eligibility and our lending criteria and an assessment of the circumstances of the applicant.

1You must be an HSBC Premier customer when the mortgage application is made.

Mortgages for your family

No matter how old your children are, you never stop wanting to help them. The good news is that with HSBC Premier, you can give them some support to get on the property ladder or move home.  That’s because the benefits of the HSBC Premier Mortgage Service are also available to your children or grandchildren3.

To learn more about the benefits of the Premier Family Mortgage service, please contact your Relationship Manager or call 0800 085 24662.


Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Premier Family Mortgages are subject to status and eligibility.

2 Lines are open Monday to Friday 08:00 to 20:00, Saturday and Sunday 09:00 to 17:00. Calls may be monitored and recorded. Opening hours within the mortgage department may vary.

3 Children/and or grandchildren must be aged 18 or over to be eligible.

Apply for HSBC Premier:

To open a Premier account, you must meet certain financial and other criteria.

Eligibility criteria


HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Bank Account and have either:

  1. savings or investments of at least £50,000 with HSBC in the UK; or
  2. an individual annual income of at least £75,000 and one of the following products with HSBC in the UK:  a mortgage, investment, life insurance or protection product.


Or if you’ve already qualified for HSBC Premier in another country or region.

Apply for an HSBC Premier Bank Account

If you meet the eligibility criteria above and are ready to enjoy the benefits of becoming an HSBC Premier customer, take the next step:

Apply online

Non-HSBC customers can apply for a sole HSBC Premier Bank Account Online by clicking below or in branch or by phone.

If you want to apply for a joint account, this can only be done in branch or by phone

Already a customer?

If you're already an HSBC customer, you can apply in one of our branches.

If you’re a Premier customer in another country or region, please speak to your Premier Manager or your local branch to apply for an account.

Brochures and key facts

HSBC Premier is subject to status. We'll review your account on a regular basis and if you no longer meet the qualifying criteria, we'll transfer your account to a Bank Account.

Account opening and credit is subject to status. All applicants are required to provide a passport or national ID card and proof of permanent residential address.

Important documents

Before applying, please take the time to read the following documents. You may also want to save them for future reference.

Discover more Premier products and services


Help your children take control of their finances.


Discover our 2 Premier Credit Cards, exclusively for UK Premier account customers.


Protect your home and belongings.

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