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Premier Mortgage advice

Enjoy a mortgage service tailored to your needs

Discover mortgages for you and your family

Mortgages for you

We understand how stressful home buying can be. That’s why we’ve developed the Premier Mortgage Service to make it as easy as possible for our Premier customers1.  The service includes:

  • a range of HSBC mortgages to suit your needs
  • preferential mortgage terms on selected mortgage products
  • to guide you through your application and provide you with the advice and support, our Mortgage Team is on hand
  • to find out how much you can borrow, use our online calculator
  • preferential home insurance terms

Or, to speak to one of our Mortgage Specialists, please call 0800 085 24662


Your home or property may be repossessed if you do not keep up repayments on your mortgage. 
All mortgage applications are subject to status, eligibility and our lending criteria and an assessment of the circumstances of the applicant.

1You must be an HSBC Premier customer when the mortgage application is made.

Mortgages for your family

No matter how old your children are, you never stop wanting to help them. The good news is that with HSBC Premier, you can give them some support to get on the property ladder or move home.  That’s because the benefits of the HSBC Premier Mortgage Service are also available to your children or grandchildren3.

To learn more about the benefits of the Premier Family Mortgage service, please contact your Relationship Manager or call 0800 085 24662.


Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Premier Family Mortgages are subject to status and eligibility.

2Lines are open Monday to Friday 8am - 9pm, Saturday 8am - 8pm, Sunday 9am - 6pm. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary.

3 Children/and or grandchildren must be aged 18 or over to be eligible.

Apply for HSBC Premier:

To open a Premier account, you must meet certain financial and other criteria.

Eligibility criteria


HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Bank Account and have either:

  1. savings or investments of at least £50,000 with HSBC in the UK; or
  2. an individual annual income of at least £75,000 and one of the following products with HSBC in the UK:  a mortgage, investment, life insurance or protection product.


Or if you’ve already qualified for HSBC Premier in another country or region.

Apply for an HSBC Premier Bank Account

If you meet the eligibility criteria above and are ready to enjoy the benefits of becoming an HSBC Premier customer, take the next step:

Apply online

Non-HSBC customers can apply for a sole HSBC Premier Bank Account Online by clicking below or in branch or by phone.

If you want to apply for a joint account, this can only be done in branch or by phone

Existing HSBC Customers

Sorry, we're not offering regular upgrades to Premier at the moment. Due to coronavirus restrictions, we're focusing on providing essential banking to vulnerable customers. We're working hard to offer this service again soon.

If you are a Premier customer in another country or region and want to open a UK Premier account, please speak directly to your Relationship Manager or local Branch.

Brochures and key facts

HSBC Premier is subject to status. We'll review your account on a regular basis and if you no longer meet the qualifying criteria, we'll transfer your account to a Bank Account.

Account opening and credit is subject to status. All applicants are required to provide a passport or national ID card and proof of permanent residential address.

UK ring-fencing

In line with new UK banking rules, we're creating a separate ring-fenced bank called HSBC UK for our personal and commercial customers.

For more information, please visit:

Important documents

Before applying, please take the time to read the following documents. You may also want to save them for future reference.

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Protect your home and belongings.

It’s easy to get in touch online. Talk to us directly through our chat channels.