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Classic Credit Card
Rewards Credit Card
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At a glance
Start building your credit rating
Earn reward points on eligible purchases you make
Balance transfer
Not applicable
0% for 6 months on balance transfers made within 60 days of account opening. A 2.99% fee applies for each balance transferred, minimum £5
Purchases introductory rate
Not applicable
0% on purchases for 6 months after account opening. For new HSBC credit card customers only.
Representative example
Representative APR: 29.9% APR (variable)
Representative APR: 26.9% APR (variable)
Purchase rate: 29.9% p.a. (variable)
Purchase rate: 26.9% p.a. (variable)
Based on an assumed credit limit of £1,000
Based on an assumed credit limit of £1,200
Annual fee: No annual fee
Annual fee: No annual fee
Can you apply?
Quick check
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For existing HSBC customers
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For new and existing HSBC customers
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Annual UK taxable income or pension, before tax, of £6,800 or more
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Annual UK taxable income or pension, before tax, of £6,800 or more
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Must be a UK resident
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Must be a UK resident
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Must be over 18
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Must be over 18
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Must not hold an HSBC Basic Bank Account
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Must not hold an HSBC Basic Bank Account
Benefits
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Not applicable
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Get 2,500 welcome points worth £25 when you make your first transaction on your card
Rewards
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Not applicable
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Use reward points for everyday purchases wherever your card is accepted, in-store or online
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Earn up to 10 reward points for every £1 you spend at selected stores, including Morrisons, White Stuff and Gousto
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Earn 1 reward point for every £5 you spend
Find out more
Additional information
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Pick up to 4 cards to compare side by side to help you choose
Our most sophisticated card offers more reward points and enhanced travel benefits. Representative 100.2% APR (variable).
If you're looking to build or improve your credit rating, this credit card could be the one for you. Representative 29.9% APR (variable).
You could use your card to cover unexpected expenses and build a credit history while you study. Only available to HSBC Student Bank Account customers. No annual fee. Representative 18.9% APR (variable).
Give yourself some breathing room with our longest balance transfer offer (fees apply). Transfer your other credit card balances so that you make just one monthly payment for everything. Representative 24.9% APR (variable).
The credit card that rewards you when you shop. Collect reward points, then use the Mastercard Pay with Rewards app to put your points towards purchases. Representative 26.9% APR (variable).
Spread the cost of your spending with our longest interest-free period on purchases. Representative 24.9% APR (variable).
A credit card that gives you access to a world of travel benefits and privileges – all for no annual fee. Representative 29.9% APR (variable).