HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more

Key product information


The essentials


MyMoney comes in two parts MySavings and MyAccount, making it easy to start managing savings and spending money from age 7 to 17.

  • We have a savings account from the age of 7, and
  • A current account from the age of 11

Savings account

MySavings is a straightforward savings account if you are aged 7 to 17 and a UK resident. If you are over 11 we also have a MyAccount.

With MySavings you can:

  • Get a free money box when you open your account (ages 7-10)
  • open an account with as little as £10
  • earn interest on your savings every month
  • access your savings at any HSBC counter using your Cash Book

Under-11s need a parent or guardian's signature to take out or transfer more than £50.

MySavings Summary box


Current account

MyAccount is a current account for children aged 11-17. It comes with a Contactless HSBC Visa Debit Card*.


HSBC Visa Debit Card

When you're 11, you can get an Contactless HSBC Visa Debit Card for your MyAccount*. Use your card to shop in stores, online or wherever you see the Visa logo. You can also take out money from any ATM up to £100 a day. You could get up to £100 cashback at outlets nationwide when you pay with your HSBC debit card. Pay for goods and services nationwide wherever you see the Visa logo shown on your card. More on the HSBC VISA Debit Card.


Only spend what you have

With MySavings and MyAccount you can only spend what you have in your account. It means you don't have to worry about going over your limit*1.


Online Banking

Check your balance, see your statements and move money between your current account and savings account. To see how it works, watch our interactive demo .

Our Online Banking facilities are subject to planned maintenance periods. More on Online Banking.


Mobile Banking

You can register for our Mobile Banking service, to help you manage your money whilst your on the go. For more information visit our mobile banking page.


Telephone Banking

Manage your money over the phone, wherever you are on 03457 404 404. Lines are open between 8am and 8pm every day (except Christmas Day, Boxing Day and New Year's Day*2). Calls are charged at standard network rates and may be recorded. Textphone 0800 028 0126.


Mobile phone top-ups

You can use your cash card to buy pay-as-you-go top-ups at HSBC cash machines, for any of these networks:

Show more


The additional services


Schoolbank is a mini HSBC branch you can set up in your school, with pupils as the cashiers, sales advisors and managers. HSBC staff will help you learn the ropes.

More on Schoolbank

* if for any reason you or your parent or guardian does not want a Visa debit card, then please get in touch with us and we can stop one from being sent out to you.

*1 Very occasionally we may have no option but to allow a payment for more money than is in your MyAccount. If you are aware this has happened, please contact us.

*2 Subject to planned maintenance periods. Automated telephone banking service is available 24/7.

1Debit Card: Some cash machine owners in the UK may charge you for withdrawals. This will be shown on screen with an option to cancel the withdrawal if you want.

2Using your Debit Card abroad: The exchange rate that applies to any foreign currency debit card payments (including cash withdrawals) is the wholesale market rate used by VISA applying on the day the conversion is made plus a Non-Sterling transaction fee, which is currently 2.75% of the applicable VISA wholesale rate. We will make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current wholesale market rates can be obtained by calling us on the usual telephone numbers, set out in the table before Section 1 of the General Terms.

Transaction fees: For non-Sterling (foreign currency) transactions we will charge a fee of 2.75% of the amount of the transaction, using your Debit Card to pay for goods and services abroad (eg in shops or restaurants). This fee will be shown as a separate line on your statement as a 'Non-Sterling Transaction Fee'.

Back to top