HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more
 

How would you like to apply?

Simply choose the way that suits you best – but first, take a look below at the summary box and things you should know about your Flexible Saver application.

Apply online

Log on to apply now

If you're registered for Internet Banking, you can apply online in minutes.

Non-UK Tax Residents

If you are liable to pay tax in any country other than the UK please visit your local branch to apply, as you can not complete this application online.

Register to bank online

It only takes a few minutes and once you receive your security details, you'll be able to apply online to get an instant decision.

Apply in branch

HSBC Current Account customers can book an appointment to apply in branch by calling 03457 404 404. From outside the UK +44 1226 261 010. You’ll need to bring identification
and proof of your address.

Find a branch

Apply by phone

To find out more, or to apply for a Flexible Saver account, call us on

0800 032 4729


0800 032 4729



Lines are open 8am to 8pm every day (excluding Christmas Day, Boxing Day and New Years Day)

If you don't have a HSBC current account, call us to open the Flexible Saver or call us to make an appointment in your local branch

Summary Box

Account name Flexible Saver
What is the interest rate?

What is the interest rate?

Balance Rate Interest Rates
All balances Standard Rate 0.01% AER/Gross
Preferential Rate 0.05% AER/Gross
Balance Rate Interest Rates
All balances Standard Rate 0.01% AER/ Gross
Preferential Rate 0.05% AER/ Gross

Standard Rates - all customers except HSBC Advance and HSBC Graduate customers.
Preferential Rates - HSBC Advance and HSBC Advance Graduate customers only.

Interest is calculated daily and credited to the account monthly.

Can HSBC change the interest rate?

Can HSBC change the interest rate?

Yes, we can change the interest rate on this account in line with the Section 12 of the Personal Banking Terms and Conditions and Charges:

  • If we increase the rate of interest, we'll either tell you personally within 31 days, or within 3 working days provide the details in a notice in the press and on our Rates and Charges notice in branches. We'll also display this information on our website.
  • If we reduce the rate of interest we'll tell you personally at least two months in advance
What would the estimated balance be after 12 months based on a £1,000 deposit?

What would the estimated balance be after 12 months based on a £1,000 deposit?

Initial Deposit Rate Interest Rate Balance at end of 12 months
£1,000 Standard Rate 0.01% AER/Gross £1,000.10
Preferential Rate 0.05% AER/Gross £1,000.50
Initial Deposit Rate Interest Rate Balance at end of 12 months
£1,000 Standard Rate 0.01% AER/ Gross £1,000.10
Preferential Rate 0.05% AER/ Gross £1,000.50

For the purpose of this calculation, it is assumed:-

  • Initial deposit of £1,000
  • No further deposits
  • No change to the interest rate during the 12 months

Projection provided for illustrative purposes only and does not take into account individual circumstances.

How do I open & manage my account?

How do I open & manage my account?

Eligibility:

  • Aged 16 years or over

How to open the account:

  • Open an account via Online Banking, Telephone Banking or in branch

Minimum/Maximum Balance:

  • A minimum of £1 must be deposited to open the account
  • There is no maximum balance

How to manage the account

  • Once opened you can view your balance via Online Banking, Telephone Banking, the HSBC UK Mobile Banking App or in branch
Can I withdraw money?

Can I withdraw money?

Yes, you have instant access to your account. You can make as many fee free withdrawals as you like.

Additional Information

Additional Information

A 14 day cancellation period applies to this account.

We do not deduct tax from any interest paid to you.

Tax benefits depend on individual circumstances and could change in the future.

Definitions

  • AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.
  • Gross is the rate of interest if interest were paid and not compounded each year

Rates correct as at 06.04.17

Textphone contact numbers

Things you should know

Before applying, please take the time to read the following. You may also want to save some of these documents for future reference.

To read our PDF files you'll need to have Acrobat Reader 8.0™ or above. We think most of you will have this but if you don't, it's free and can be downloaded from Adobe UK. If you are accessing this website using screen reading technology that cannot read PDFs, a converter is available at Access Adobe .

Back to top

FSCS Protecting your money. This link will open in a new browser window.
Back to top