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Compare credit cards

Compare interest rates, benefits and rewards. Credit is subject to status, affordability and applicable terms and conditions.

At a glance

Improve or start building your credit card rating

Enjoy a purpose-built card for existing HSBC Student Bank account holders

Enjoy 33 months interest free for balance transfers (2.84% fee, min £5).

Balance transfer

At the end of any promotional period, balance transfers will revert to the standard variable rate.[@balance-transfer-disclaimer]

Not applicable

Not applicable

0% for 33 months on balance transfers made within 60 days of account opening. A 2.84% fee applies for each balance transferred, minimum £5.

Purchases introductory rate

At the end of any promotional period, purchases will revert to the standard variable rate.

Not applicable

Not applicable

0% on purchases for 3 months after account opening. For new HSBC credit card customers only.

Representative example

Representative APR: 29.9% APR (variable)

Representative APR: 18.9% APR (variable)

Representative APR: 21.9% APR (variable)

Purchase rate: 29.9% p.a. (variable)

Purchase rate: 18.9% p.a. (variable)

Purchase rate: 21.9% p.a. (variable)

Based on an assumed credit limit of £1,000

Based on an assumed credit limit of £500

Based on an assumed credit limit of £1,200

Annual fee: No annual fee

Annual fee: No annual fee

Annual fee: No annual fee

Can you apply?

Quick check

You can check the full eligibility criteria later

  • For new and existing HSBC customers

  • For existing HSBC customers

  • For new and existing HSBC customers

  • Annual income / pension before tax of £6,800 or more

  • No specific annual income / pension requirements

  • Annual income / pension before tax of £6,800 or more

  • Must be a UK resident

  • Must have been a UK resident for at least 3 years

  • Must be a UK resident

  • Must be over 18

  • Must be over 18

  • Must be over 18

  • Must not hold an HSBC Basic Bank Account

  • Have an HSBC Student Bank Account

  • Must not hold an HSBC Basic Bank Account

Benefits

Terms and conditions apply.

  • Not applicable

  • Not applicable

  • Not applicable

Rewards

Terms and conditions apply.

  • Not applicable

  • Not applicable

  • Not applicable

Notes

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