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Credit cards

If you need help or support with your credit card, please visit our card support page.

Manage your cash flow and make purchases you’ll pay off later. Find out more about our credit cards and the guidance we offer

Making the most of a credit card

What is a reward credit card?
Get to know what a reward credit card can offer you, and how much it could cost you to use one.
Should you increase your credit limit?
Want to borrow more on your credit card? Here are things to consider before you request a credit card limit increase.
What is a credit limit?
Find out how banks calculate credit limits and whether you can change them.
5 common credit card myths
Unpack some of the common misunderstandings people have when it comes to credit cards.
Tips for using your credit card
From spending limits to rewards, 8 tips to help you make the most of your credit card.
What is a cash advance?
A cash advance allows you to borrow and withdraw money using your credit card. Discover how they work.
Credit cards vs debit cards: What's the difference?
Find out the key differences between using credit and debit cards, whether you're using them online or in shops.
What is a credit card interest-free period?
Find out the difference between an introductory interest-free period and a standard interest-free period on a credit card.
What is a minimum payment?
Learn more about the minimum monthly payment you need to make to avoid credit card charges.
What is cashback?
Discover how some credit cards reward you by giving you a percentage of what you spend – known as cashback.
Tips for paying off your credit card
Our tips on smart ways to pay off your credit card could help you save money and manage your debt.
How many credit cards should you have?
There's no magic number, but see what the considerations are before taking out another credit card.