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Credit cards

Manage your cash flow and make purchases you’ll pay off later. Find out more about our credit cards and the guidance we offer

Making the most of a credit card

What is a balance transfer credit card?
Explore how balance transfers work and also what to look for.
What to do at the end of a balance transfer promotion period
Learn more about what options you have if you're coming to the end of a 0% balance transfer period.
What is Section 75 of the Consumer Credit Act?
Find out what Section 75 is and how it may be able to help you recover your money.
What is cashback?
Discover how some credit cards reward you by giving you a percentage of what you spend – known as cashback.
What is APR?
Learn more about APR, which stands for Annual Percentage Rate, and what it means for the cost of borrowing money.
What is a minimum payment?
Learn more about the minimum monthly payment you need to make to avoid credit card charges.
What is a credit limit?
Find out how banks calculate credit limits and whether you can change them.
What is a 0% credit card for?
Understand the different kinds of 0% credit card offers and work out which cards could suit you.
Types of credit card
Get to know the differences between the main types of credit cards and how they could match your needs.
Tips for using your credit card
From spending limits to rewards, 8 tips to help you make the most of your credit card.
What is a reward credit card?
Get to know what a reward credit card can offer you, and how much it could cost you to use one.
Should you increase your credit limit?
Want to borrow more on your credit card? Here are things to consider before you request a credit card limit increase.