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Credit cards

Manage your cash flow and make purchases you’ll pay off later. Find out more about our credit cards and the guidance we offer

Making the most of a credit card

Tips for using your credit card
From spending limits to rewards, 8 tips to help you make the most of your credit card.
What protection do you get with a credit card?
Learn why online shopping is in some ways safer with a credit card because you get more protection.
What is a cash advance?
A cash advance allows you to borrow and withdraw money using your credit card. Discover how they work.
Credit cards vs debit cards: What's the difference?
Find out the key differences between using credit and debit cards, whether you're using them online or in shops.
What is a credit card interest-free period?
Find out the difference between an introductory interest-free period and a standard interest-free period on a credit card.
What are air miles?
Understand what air miles are, how they work, and how to claim air miles when you’re ready to use them.
What is an issue number and CVV?
By understanding the different numbers on your credit card, you can feel more secure and confident using it.
What is a credit reference agency?
See how lenders and other companies use credit reference agencies (CRAs) when you apply for finance.
Can you transfer money from a credit card?
It’s possible to transfer money from your credit card to your bank account but here are some things to consider first.
What is a credit score?
Learn how credit scores are calculated and why it shows how reliable you are at borrowing and repaying money.
How to get a credit card
Discover why a credit card might be useful if you want to make a large purchase and spread the cost.
Tips for paying off your credit card
Our tips on smart ways to pay off your credit card could help you save money and manage your debt.