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Everyday current accounts

Overdraft support: Our current measures apply up to, and including, 29 August 2020. We’ll revert to standard pricing on 30 August 2020. For more information about what this means and the additional support available, see our overdraft support page.

While these measures are in place, you can use our coronavirus overdraft calculator to work out how much an arranged overdraft could cost you.

These temporary measures do not change the terms and conditions of our overdrafts, or current accounts. New customers with eligible accounts can also benefit from these support measures.

Find your ideal everyday bank account

Easily manage your everyday spending, whatever your needs, with one of our current accounts. You’ll also be able to take advantage of all the rewards and benefits you get as an HSBC customer.

Why get an everyday current account with HSBC?

Hassle-free switching
No monthly account fee
VISA debit card with contactless payments, subject to status
Manage your money anytime with Online Banking and our Mobile Banking app
Pay securely with your phone (Apple Pay, Samsung Pay, Google Pay, Pay by Bank app)

Check if you’re eligible

Find out if you’re likely to get an arranged overdraft with a current account, without affecting your credit score.

Using this tool won't affect your current arranged overdraft if you already have one with us.

Check my eligibility This link will open in a new window

Our best current accounts for everyday banking
Bank Account	Advance Bank Account	Premier Bank Account
Arranged Overdrafts, subject to status Representative example: (assumed arranged overdraft £1,200): 0% EAR¹ (variable) on the first £25, 39.9% EAR (variable) thereafter, giving a representative rate of 38.9% APR² (variable) £300 daily ATM cash withdrawals	Preferential overdraft interest rate, subject to status Representative example: (assumed arranged overdraft £1,200): 0% EAR (variable) on the first £25, 39.9% EAR (variable) thereafter, giving a representative rate of 38.9% APR (variable) Discounts and offers through Advance Members Worldwide support services £500 daily ATM cash withdrawals ATM cash withdrawals outside the UK have no HSBC non-sterling cash fees (a non-sterling transaction fee of 2.75% still applies)	Preferential overdraft interest rate, subject to status Representative example: (assumed arranged overdraft £1,200): 0% EAR (variable) on the first £500, 39.9% EAR (variable) thereafter, giving a representative rate of 21.8% APR (variable) Exclusive family benefits Worldwide support services £1,000 daily ATM cash withdrawals ATM cash withdrawals outside the UK have no HSBC non-sterling cash fees (a non-sterling transaction fee of 2.75% still applies) Premier Relationship Management Service Complimentary Worldwide Travel cover provided by Aviva Insurance Ltd, UK Resident under the age of 70
Financial eligibility criteria and T&Cs apply	Financial eligibility criteria and T&Cs apply	Financial eligibility criteria and T&Cs apply
Find out more	Find out more	Find out more

Our best current accounts for everyday banking
Bank Account	Arranged Overdrafts, subject to status Representative example: (assumed arranged overdraft £1,200): 0% EAR¹ (variable) on the first £25, 39.9% EAR (variable) thereafter, giving a representative rate of 38.9% APR² (variable) £300 daily ATM cash withdrawals
Advance Bank Account	Preferential overdraft interest rate, subject to status Representative example: (assumed arranged overdraft £1,200): 0% EAR (variable) on the first £25, 39.9% EAR (variable) thereafter, giving a representative rate of 38.9% APR (variable) Discounts and offers through Advance Members Worldwide support services £500 daily ATM cash withdrawals ATM cash withdrawals outside the UK have no HSBC non-sterling cash fees (a non-sterling transaction fee of 2.75% still applies)
Premier Bank Account	Preferential overdraft interest rate, subject to status Representative example: (assumed arranged overdraft £1,200): 0% EAR (variable) on the first £500, 39.9% EAR (variable) thereafter, giving a representative rate of 21.8% APR (variable) Exclusive family benefits Worldwide support services £1,000 daily ATM cash withdrawals ATM cash withdrawals outside the UK have no HSBC non-sterling cash fees (a non-sterling transaction fee of 2.75% still applies) Premier Relationship Management Service Complimentary Worldwide Travel cover provided by Aviva Insurance Ltd, UK Resident under the age of 70

Bank Account	Financial eligibility criteria and T&Cs apply
Advance Bank Account	Financial eligibility criteria and T&Cs apply
Premier Bank Account	Financial eligibility criteria and T&Cs apply

Bank Account	Find out more
Advance Bank Account	Find out more
Premier Bank Account	Find out more

1. EAR (Effective Annual Rate) takes account of the interest rate, the compounding of interest and how often interest is charged. It doesn’t include any other fees or charges. Back to our current accounts

2. APR (Annual Percentage Rate) is the rate at which someone who is borrowing money is charged, calculated over a period of 12 months. It takes into account not just the interest, but also any other charges that may have to be paid and any interest-free amount. Back to our current accounts

Everyday current accounts

Find your ideal everyday bank account

Why get an everyday current account with HSBC?

Check if you’re eligible

Our best current accounts for everyday banking

Our best current accounts for everyday banking

Additional Information

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