Find your ideal everyday bank account
Easily manage your everyday spending, whatever your needs, with one of our current accounts. You’ll also be able to take advantage of all the rewards and benefits you get as an HSBC customer.
Why get an everyday current account with HSBC?
Hassle-free switching
No monthly account fee
VISA debit card with contactless payments, subject to status
Manage your money anytime with Online Banking and our Mobile Banking app
Pay securely with your phone (Apple Pay, Samsung Pay, Google Pay, Pay by Bank app)

Check if you’re eligible
Find out if you’re likely to get an arranged overdraft with a current account, without affecting your credit score.
Using this tool won't affect your current arranged overdraft if you already have one with us.
Accounts / additional information | Bank Account | Premier Bank Account | |
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Arranged overdrafts, subject to status |
(Assumed arranged overdraft £1,200): 0% EAR1 variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR2 variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
(Assumed arranged overdraft £1,200): 0% EAR variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
(Assumed arranged overdraft £1,200): 0% EAR variable on the first £500, 39.9% EAR variable thereafter, giving a representative rate of 21.8% APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
Additional benefits |
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Financial eligibility criteria and T&Cs apply Find out more. |
Financial eligibility criteria and T&Cs apply Find out more. |
Financial eligibility criteria and T&C's apply Find out more. |
Accounts / additional information |
Arranged overdrafts, subject to status |
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Bank Account |
(Assumed arranged overdraft £1,200): 0% EAR1 variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR2 variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
(Assumed arranged overdraft £1,200): 0% EAR variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
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Premier Bank Account |
(Assumed arranged overdraft £1,200): 0% EAR variable on the first £500, 39.9% EAR variable thereafter, giving a representative rate of 21.8% APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
Accounts / additional information |
Additional benefits |
Bank Account |
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Premier Bank Account |
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Accounts / additional information | |
Bank Account |
Financial eligibility criteria and T&Cs apply Find out more. |
Financial eligibility criteria and T&Cs apply Find out more. |
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Premier Bank Account | Financial eligibility criteria and T&C's apply Find out more. |