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Your day-to-day banking

Priority day-to-day banking, with benefits
A full life just got even fuller

Discover HSBC Premier’s premium range of banking services

Your hard work has resulted in a life full of choices and challenges. So, when it comes to managing your financial needs, you deserve that same hard work from us. That’s why the HSBC Premier Bank Account includes exclusive access to a range of preferential banking services and rewards to help you manage your day-to-day banking. All for no monthly fee.

Apply for HSBC Premier:

To open a Premier account, you must meet certain financial and other criteria.


Preferential rates and terms

Representative example: 0% EAR variable on the first £500 and 11.9% EAR variable on the rest (assumed arranged overdraft £1,200)

3.3% APR representative for Premier Personal Loans between £7,000 to £30,000

Your home or property may be repossessed if you do not keep up repayments on your mortgage.  All credit applications are subject to status, our lending criteria and an assessment of the circumstances of the applicant.


1 Certain features and benefits are subject to status and meeting HSBC's proof of UK address requirements.

2 Preferential rates compared to our Bank Account and Bank Account Pay Monthly products, and for HSBC Loyalty Cash ISA also compared to our Advance Bank Account.

3 ISAs are not available to customers banking in the Channel Islands and Isle of Man.

4 Preferential rates compared to our Bank Account and Bank Account Pay Monthly products, and for arranged overdrafts also compared to our Advance Bank Account. Preferential loan rates compared to our standard loan rates.


Credit cards that reward you

  • Exclusive access to a choice of two credit cards that provide travel benefits and reward points every time you spend.
  • Earn points on every £1 spent, and redeem with our exclusive rewards programme
  • World class travel, dining, shopping and entertainment offers
  • Both of our cards provide worldwide security protection to allow you to shop in confidence wherever you may be

HSBC Premier World Elite Mastercard
Representative APR 59.3% (variable)
Purchase rate 18.9% p.a. (variable)
Based on assumed credit limit of £1,200
With an annual fee of £195


HSBC Premier Credit Card
Representative APR 18.9% (variable)
Purchase rate 18.9% p.a. (variable)
Based on assumed credit limit of £1,200


All credit applications are subject to status


Banking made easier – service and support

5 Includes Channel Islands and Isle of Man. Provided by Aviva Insurance Limited, terms and conditions apply.

Our 24-hour telephone banking, online banking and mobile app are subject to scheduled maintenance periods. Lines are open 24 hours, 365 days a year. To help us continually improve our service, and in the interests of security, we may monitor and/or record your communications with us.

Eligibility criteria


HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Bank Account and have either:

  1. savings or investments of at least £50,000 with HSBC in the UK; or
  2. an individual annual income of at least £75,000 and one of the following products with HSBC in the UK:  a mortgage, investment, life insurance or protection product.


Or if you’ve already qualified for HSBC Premier in another country.

Apply now for the HSBC Premier Bank Account

If you meet the eligibility criteria above and have read the Important Documents below and are ready to enjoy the benefits of becoming an HSBC Premier customer, take the next step and contact us:

Apply by phone

Call us on 0800 328 1296

From outside the UK: +44 1226 260 260

Lines are open 8am to 8pm weekdays and 10am to 3pm on Saturdays and Sundays (closed on Bank Holidays).

Apply in branch

You can apply for the HSBC Premier Bank Account by visiting one of our branches. You’ll just need to bring some identification, proof of your address and a recent bank statement.

Existing HSBC customers:


Non HSBC customers:

Existing HSBC Premier customers

For more information or telephone banking, please call:

In the UK: 03457 707070

From outside the UK: +44 1226 260 260

Lines are open 24 hours a day, subject to scheduled maintenance periods.

Brochures and key facts

HSBC Premier is subject to status. We'll review your account on a regular basis and if you no longer meet the qualifying criteria, we'll transfer your account to a Bank Account.

Account opening and credit is subject to status. All applicants are required to provide a passport or national ID card and proof of permanent residential address.

UK ring-fencing

In line with new UK banking rules, we're creating a separate ring-fenced bank called HSBC UK for our personal and commercial customers.

For more information, please visit:

Important documents

Before applying, please take the time to read the following documents. You may also want to save them for future reference.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.