Top of main content
Selina

Day to Day Banking

Priority day-to-day banking, with benefits

Discover HSBC Premier’s premium range of banking services

Your hard work has resulted in a life full of choices and challenges. So, when it comes to managing your financial needs, you deserve that same hard work from us. That’s why the HSBC Premier Bank Account includes exclusive access to a range of preferential banking services and rewards to help you manage your day-to-day banking. All for no monthly fee.

Apply for HSBC Premier:

To open a Premier account, you must meet certain financial and other criteria.

gift

Preferential rates and terms

Representative example: 0% EAR variable on the first £500 and 11.9% EAR variable on the rest (assumed arranged overdraft £1,200)

3.3% APR representative for Premier Personal Loans between £7,000 to £30,000

Your home or property may be repossessed if you do not keep up repayments on your mortgage.  All credit applications are subject to status, our lending criteria and an assessment of the circumstances of the applicant.

 

1 Certain features and benefits are subject to status and meeting HSBC's proof of UK address requirements.

2 Preferential rates compared to our Bank Account and Bank Account Pay Monthly products, and for HSBC Loyalty Cash ISA also compared to our Advance Bank Account.

3 ISAs are not available to customers banking in the Channel Islands and Isle of Man.

4 Preferential rates compared to our Bank Account and Bank Account Pay Monthly products, and for arranged overdrafts also compared to our Advance Bank Account. Preferential loan rates compared to our standard loan rates.

credit card
 
  • Exclusive access to a choice of two credit cards that provide travel benefits and reward points every time you spend.
  • Earn points on every £1 spent, and redeem with our exclusive rewards programme
  • World class travel, dining, shopping and entertainment offers
  • Both of our cards provide worldwide security protection to allow you to shop in confidence wherever you may be

HSBC Premier World Elite Mastercard
Representative APR 59.3% (variable)
Purchase rate 18.9% p.a. (variable)
Based on assumed credit limit of £1,200
With an annual fee of £195

 

HSBC Premier Credit Card
Representative APR 18.9% (variable)
Purchase rate 18.9% p.a. (variable)
Based on assumed credit limit of £1,200

 

All credit applications are subject to status

laptop

Banking made easier – service and support

  • As an HSBC Premier customer, you will have access to a range of relationship management services to help you get the most out of HSBC Premier and your finances
  • Your HSBC Premier Debit and Credit card are contactless and you can add them to Apple Pay,  Google Pay and Samsung Pay
  • Manage your money 24/7 with online banking or securely on the move with our mobile banking app or with Premier's telephone banking service, which is open 08:00 – 20:00 every day
  • Worldwide Travel Insurance5 for you and your family (if under the age of 70). To be eligible you must be resident in the UK, registered with a Doctor in the UK and liable for local taxes

5 Includes Channel Islands and Isle of Man. Provided by Aviva Insurance Limited, terms and conditions apply.

Our 24-hour online banking service and mobile banking app are subject to scheduled maintenance periods. Our telephone banking lines are open 08:00 - 20:00 every day.

Eligibility criteria

 

HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Bank Account and have either:

  1. savings or investments of at least £50,000 with HSBC in the UK; or
  2. an individual annual income of at least £75,000 and one of the following products with HSBC in the UK:  a mortgage, investment, life insurance or protection product.

 

Or if you’ve already qualified for HSBC Premier in another country or region.

Apply for an HSBC Premier Bank Account

If you meet the eligibility criteria above and are ready to enjoy the benefits of becoming an HSBC Premier customer, take the next step:

Apply online

Non-HSBC customers can apply for a sole HSBC Premier Bank Account Online by clicking below or in branch or by phone.

If you want to apply for a joint account, this can only be done in branch or by phone

Existing HSBC Customers

If you already have an HSBC current account you can either apply to upgrade that account to Premier or apply for an additional Premier account in branch or by phone.

If you are a Premier customer in another country and want to open a UK Premier account, please speak directly to your Relationship Manager or local Branch.

Please select 'Apply in branch or by phone' below for further guidance. 

Brochures and key facts

HSBC Premier is subject to status. We'll review your account on a regular basis and if you no longer meet the qualifying criteria, we'll transfer your account to a Bank Account.

Account opening and credit is subject to status. All applicants are required to provide a passport or national ID card and proof of permanent residential address.

UK ring-fencing

In line with new UK banking rules, we're creating a separate ring-fenced bank called HSBC UK for our personal and commercial customers.

For more information, please visit: www.hsbc.co.uk/ringfencedbank

Important documents

Before applying, please take the time to read the following documents. You may also want to save them for future reference.

It’s easy to answer your query online. Visit our Help page to find out how.