Life Cover can’t save a life, but it can help protect those loved ones who are left behind from unnecessary financial burden.
HSBC Life Cover offers financial peace of mind to your loved ones, paying a lump sum if you were to die or be diagnosed with a terminal illness.
Always remember to check the policy documents for full details as terms, conditions, limitations and exclusions apply. HSBC Life Insurance is provided by HSBC Life (UK) Limited.
Find out more about your policy.
- Affordable coverCover from as little as £5 a month
- Single or jointChoose the type and level of cover to suit your needs
- Find out how much you needUse our calculator to work out your individual needs
Understanding your options
Level or decreasing cover?
Joint or single cover?
As the name suggests, single cover protects one person. It’s tailored to the insured person's needs and pays out once when they die.
In contrast, joint life cover protects the lives of two people. The same cover amount applies to both of the insured people. And it pays out once when either person dies, at which point the policy ends.
Applying for Life Cover is easy
You’re eligible for Life Cover if you’re:
- an HSBC current account holder (for joint cover, only one person needs to have an HSBC bank account)
- a UK resident (not including the Channel Islands or the Isle of Man)
- over 17 and under 70 years of age
Please note, cover must cease before your 80th birthday
Get a quote in minutes
Use our handy calculator to work out how much cover you need and get a quote. To apply online, you need to be registered for online banking.
Interested in taking out life cover as part of an HSBC mortgage application?
Details of our cover, forms and other important information
Frequently Asked Questions
What is life insurance?
Can you have more than one life insurance policy?
Does life insurance cover suicide?
Can I cancel my life cover?
What's the difference between life insurance and life assurance?
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