Income Protection pays a monthly tax-free benefit to help replace your loss of earnings if you're unable to work due to an accident or injury.
Receive a tax-free monthly benefit paid directly to your bank account
Choose how soon you'd want monthly pay outs to start and how long the policy needs to run
Dedicated claims assessor on hand to offer support
Fixed monthly payments throughout your policy, unless you take an increasing cover policy through one of our advisers
What is Income Protection?
Income Protection offers you the financial support you need if you're unable to work due to an accident or injury. It pays a monthly tax-free benefit to help replace loss of earnings.
Policies can also provide specialist rehabilitation services, tailored to you, which can help you get back on your feet and into work.
Rehabilitation providers specialise in helping customers affected by our most common causes of claims. These include psychological issues such as stress, anxiety and depression; musculoskeletal problems, such as back pain; and cancer. This means you can get the practical help and the treatment you need without delay.
Income Protection can be taken over a set term or until you retire.
As with all insurance policies, terms and conditions, exclusions and limitations apply.
We offer Income Protection policies from a hand-picked list of providers through our protection advice service.
Are you eligible?
Things to know
- Policy benefits are currently paid tax-free.
- Life Insurance policies have no cash-in value.
Frequently Asked Questions
Can I claim on Income Protection while on sick leave?
Are Income Protection payments subject to income tax?
Can I have two Income Protection policies running at the same time?
Does Income Protection cover redundancies?
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