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Our fund shortlist

Choose from a range of ready-made portfolios

Let us do the work for you

You could spend many hours researching and managing your investment or you could let professionals do it for you.

Our fund shortlist features a range of ready-made portfolios from HSBC and other carefully selected fund managers. It’s not a ‘top performers’ list, but a cross-section of researched funds from our wider fund range that we think may be of interest.

The funds on the shortlist are all multi-asset funds, meaning they contain a mix of different investments. They are all managed by investment professionals with the aim of making your money work harder for you over the long term. 

The funds we offer from other providers are vetted, approved and monitored by a team of 30 HSBC investment analysts spread across 5 different countries and regions. 

As with all investments, your capital is at risk so you may get back less than you put in. You can access your money at any time, although investing should be regarded as a longer-term strategy of at least 5 years.

Are you eligible?

You can invest if:

  • you’re an HSBC current or savings account customer (excludes Online Bonus Saver and Fixed Rate Saver)
  • you’re at least 18 years old and a UK resident

 

You can invest in an ISA if:

  • you don’t already have a stocks & shares ISA for the current tax year; and
  • you’ve not exceeded your ISA subscription limit this tax year – currently £20,000 for 2020/21

It's easy to invest

Invest in just a few clicks

Start with a lump sum from £100

Top up or withdraw whenever you like

Ability to set up regular investments

How do I get started?

When choosing how to invest, you need to balance the potential reward you’re looking for with how much uncertainty you can tolerate. Typically, the longer you can leave your investment to grow the more risk you could consider taking. That’s because it’ll have more time to recover from any market downturns.

For each of our shortlisted funds, you’ll find a risk rating known as the ‘synthetic risk and reward indicator’ (SRRI), as calculated by the individual fund manager. Ranked on a scale of 1 to 7, the higher the rating, the greater the potential reward along with the greater the risk of losing money.

Bear in mind that the risk and reward rating is based on past data and the fund is not guaranteed to remain in this category. Past performance is not a guide to future returns. And remember that even the lowest rating still involves some risk.

These funds are offered without advice. This means we aren’t required to assess if they’re suitable for you. If you’re not sure about investing or how you feel about risk, you could visit our article hub to find out more. Or you may want to explore our investment advice options.

Should I invest for income or for growth?

Most of the funds on our shortlist are available in 2 versions: income and accumulation. If you buy income units, any income the fund generates will be paid directly to you. If you buy accumulation units, the income is reinvested within the fund meaning your investment would be more likely to grow in value over time.

Which is right for you depends on how long you can invest for and what you need from the investment. For example, if you need a revenue stream, you might prefer to buy income units. If you‘re able to invest over a longer period, accumulation units may provide you with greater returns in the long term. Bear in mind the value of these investments, and any income they generate, can fall as well as rise. So you could get back less than you invest.

Discover our fund shortlist

Choose your fund:

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