Investment Strategy

Our Global Strategy Cautious Portfolio aims to provide capital growth through cautious investment in a broad range of asset classes across global markets, with a bias towards fixed-interest securities.

What's inside?

Please note, this is the strategic breakdown for the portfolio as of  6 September 2018 – for the current breakdown, read the Cautious Portfolio factsheet

A lower-risk portfolio

This portfolio is classified by HSBC as ‘lower risk’. It’s rated as 1, where 1 is a lower level of risk and 5 is a higher level of risk. It has a volatility range of 0% to 5%, which is the degree to which the value of your investment can typically be expected to fluctuate.

The Cautious Portfolio targets a lower level of investment risk by investing in funds whose values are likely to fluctuate by less than that of a higher-risk fund. Over time, these types of funds may produce a greater return than cash-based investments with the aim of keeping pace with inflation. Bear in mind that lower-risk funds can fall in value to below the amount you invested and as with any investment, it should be viewed as something to stay in for at least 5 years.

Total costs: 0.43% per annum

These total costs are correct as of 10 May 2019. To find out more about charges, read the Cautious Portfolio costs & charges disclosure document

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To invest in our Cautious Portfolio, simply choose the type of account you want to apply for. You can invest via a tax-efficient stocks & shares ISA or outside of an ISA via a general investment account (GIA).

Our Global Strategy Conservative Portfolio aims to provide capital growth through conservative investment in a broad range of asset classes across global markets, with a bias towards fixed interest securities.

What's inside?

Please note, this is the strategic breakdown for the portfolio – for the current breakdown, read the Conservative Portfolio factsheet

A medium-risk portfolio

This portfolio is classified by HSBC as ‘medium risk’. It’s rated as 2, where 1 is a lower level of risk and 5 is a higher level of risk. It has a volatility range of 5% to 8%, which is the degree to which the value of your investment can typically be expected to fluctuate.

The Conservative Portfolio targets a moderate level of investment risk by investing in funds whose values are likely to fluctuate by more than that of a lower-risk fund but less than a higher-risk fund. Medium-risk funds offer the potential for greater returns over time than lower-risk funds. They’re likely to have greater fluctuations in value in the short term than lower-risk funds.

Total costs: 0.44% per annum

These total costs are correct as of 10 May 2019. To find out more about charges, read the Conservative Portfolio costs & charges disclosure document

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To invest in our Conservative Portfolio, simply choose the type of account you want to apply for. You can invest via a tax-efficient stocks & shares ISA or outside of an ISA via a general investment account (GIA).

Our Global Strategy Balanced Portfolio aims to provide capital growth through balanced investment in a broad range of asset classes across global markets.

What's inside?

Please note, this is the strategic breakdown for the portfolio – for the current breakdown, read the Balanced Portfolio factsheet

A medium-risk portfolio

This portfolio is classified by HSBC as ‘medium risk’. It’s rated as 3, where 1 is a lower level of risk and 5 is a higher level of risk. It has a volatility range of 8% to 11%, which is the degree to which the value of your investment can typically be expected to fluctuate.

The Balanced Portfolio targets a moderate level of investment risk by investing in funds whose values are likely to fluctuate by more than that of a lower-risk fund but less than a higher-risk fund. Medium risk funds offer the potential for greater returns over time than lower-risk funds. They’re likely to have greater fluctuations in value in the short term than lower-risk funds.

Total costs: 0.46% per annum

These total costs are correct as of 10 May 2019. To find out more about charges, read the Balanced Portfolio costs & charges disclosure document

Apply now

To invest in our Balanced Portfolio, simply choose the type of account you want to apply for. You can invest via a tax-efficient stocks & shares ISA or outside of an ISA via a general investment account (GIA).

Our Global Strategy Dynamic Portfolio aims to provide capital growth through active investment in a broad range of asset classes across global markets, with a bias towards equities.

What's inside?

Please note, this is the strategic breakdown for the portfolio as of 6 September 2018 – for the current breakdown, read the Dynamic Portfolio factsheet

A higher-risk portfolio

This portfolio is classified by HSBC as ‘higher risk’. It’s rated as 4, where 1 is a lower level of risk and 5 is a higher level of risk. It has a volatility range of 11% to 14%, which is the degree to which the value of your investment can typically be expected to fluctuate.

The Dynamic Portfolio targets a higher level of investment risk by investing in funds whose value is likely to fluctuate by a significant amount. Higher-risk funds offer the potential for greater returns over time than lower or medium-risk investments.

Total costs: 0.48% per annum

These total costs are correct as of 10 May 2019. To find out more about charges, read the Dynamic Portfolio costs & charges disclosure document

Apply now

To invest in our Dynamic Portfolio, simply choose the type of account you want to apply for. You can invest via a tax-efficient stocks & shares ISA or outside of an ISA via a general investment account (GIA).

Our Global Strategy Adventurous Portfolio aims to provide capital growth through the most adventurous investment of the 5 portfolios, investing in a broad range of asset classes across global markets, with an even higher bias towards equities.

What's inside?

Please note, this is the strategic breakdown for the portfolio as of 6 September 2018 – for the current breakdown, read the Adventurous Portfolio factsheet

A higher risk portfolio

This portfolio is classified by HSBC as ‘higher risk’. It’s rated as 5, where 1 is a lower level of risk and 5 is a higher level of risk. It has a volatility range of 14+%, which is the degree to which the value of your investment can typically be expected to fluctuate.

The Adventurous Portfolio targets a higher level of investment risk by investing in funds whose value is likely to fluctuate by a significant amount. Higher-risk funds offer the potential for greater returns over time than lower or medium-risk investments.

Total costs: 0.47% per annum

These total costs are correct as of 10 May 2019. To find out more about charges, read the Adventurous Portfolio costs & charges disclosure document

Apply now

To invest in our Adventurous Portfolio, simply choose the type of account you want to apply for. You can invest via a tax-efficient stocks & shares ISA or outside of an ISA via a general investment account (GIA).