If you’ve decided you’d like to invest into a fund that’s managed on your behalf, you could choose one of our ready-made diversified portfolios.
HSBC's Global Strategy Portfolios are a suite of 5 multi-asset funds, each designed to match a specific investment strategy and defined level of risk. So whether you’re cautious or adventurous with your money, we’ve a portfolio for you. All you need to do is choose the level of risk you’re comfortable with and we’ll do the rest.
You need to know that these portfolios, and the other funds available within our Global Investment Centre, are provided without investment advice. To find out about getting investment advice from HSBC, read our advice options page.
The Global Strategy Portfolios are managed by a team of investment professionals within HSBC Global Asset Management (UK) Limited. They actively manage the portfolios to get the best possible returns while staying within the designated level of risk– bringing you peace of mind that your investment will remain at the risk level you choose.
Remember that the value of investments and any income they generate can go down as well as up, meaning you may not get back what you invest. Exchange rate fluctuations can also cause the value of your investments to go down as well as up.
You can sell your investments to access your money at any time – however any investment should be viewed as something to stay in for at least 5 years.
You can invest via our Global Investment Centre if:
You can open a Global Investment Centre stocks & shares ISA if:
The risk profile of each Global Strategy Portfolio has been described below to help you make an informed decision about which could be right for you.
HSBC’s Global Strategy Portfolios are offered via our Global Investment Centre without investment advice. This means we don't give advice on the portfolios and we aren’t required to assess the suitability of this product for you.
If you're not sure about investing or how much risk is appropriate for you, please seek financial advice. To find out about getting investment advice from HSBC, read our advice options page.
Our Global Strategy Cautious Portfolio aims to provide capital growth through cautious investment in a broad range of asset classes across global markets, with a bias towards fixed-interest securities.
Please note, this is the strategic breakdown for the portfolio as of 6 September 2018 – for the current breakdown, read the Cautious Portfolio factsheet
This portfolio is classified by HSBC as ‘lower risk’. It’s rated as 1, where 1 is a lower level of risk and 5 is a higher level of risk. It has a volatility range of 0% to 5%, which is the degree to which the value of your investment can typically be expected to fluctuate.
The Cautious Portfolio targets a lower level of investment risk by investing in funds whose values are likely to fluctuate by less than that of a higher-risk fund. Over time, these types of funds may produce a greater return than cash-based investments with the aim of keeping pace with inflation. Bear in mind that lower-risk funds can fall in value to below the amount you invested and as with any investment, it should be viewed as something to stay in for at least 5 years.
These total costs are correct as of 3 October 2018. To find out more about charges, read the Cautious Portfolio costs & charges disclosure document
You can invest in the Global Strategy Portfolios via our online fund platform, Global Investment Centre which is easily accessible via your online banking.
Global Investment Centre is designed to help you make your own investment decisions. It gives you access to nearly 400 other funds picked from a range of leading fund managers, as well as the HSBC Global Strategy Portfolios.
To apply, simply log on to online banking, click on the ‘Investments & Life events’ section, then click ‘Apply for Global Investment Centre’. It usually only takes a few minutes and your account will be ready to use straight away.
Then all you need to do is select your chosen portfolio using the fund selection tools and decide whether you want to invest via an ISA or a general investment account.