Take the hassle out of investing with a ready-made portfolio
New to investing, or just looking for a more convenient way to invest? A ready-made portfolio is a fund with a mix of investments that's managed on your behalf. Each portfolio has a different level of risk and expected reward. Just select your preferred level and our team of experts will take care of the rest.
Remember the value of investments can go down as well as up, so you may not get back what you invest.
Why invest in a ready-made portfolio?
Who can apply?
Take a closer look
Invest with a stocks & shares ISA
Get the most out of your investment with a tax-efficient ISA (individual savings account). Keep in mind, tax benefits will depend on your circumstances and tax rules may change in the future.
Easy access to your money
Access your money online any time – without paying an exit fee. But, you should look to invest for at least 5 years, to give it the chance to recover from any dips.
Managed by specialists
HSBC Global Asset Management will manage your portfolio on your behalf. They'll aim to get you the best returns and make sure it stays at the same risk level.
Mix of investments
Our portfolios contain a mix of investments from over 50 different countries, giving you access to a world of opportunities.
Our ready-made portfolios are an accumulation fund, which means that any income will be reinvested within the fund. This gives your investment the potential to grow. Each portfolio has a risk level rated 1 to 5, where 1 is a lower level of risk and 5 is a higher level of risk. This indicates the amount of potential return on your investment and the risk of investment loss.
The make-up of the portfolios below are correct as of 30 April 2021. Read the portfolio factsheets for the current composition and the costs and charges document to find out more about the fees involved.
How to apply
Choose the portfolio that best matches how you feel about risk, then let us know which investment account you'd like to apply for. You can choose to open a stocks & shares ISA or a general investment account (GIA).
Invest through your app
Or, if you're registered for mobile banking, you can apply and choose your investment account on the app.
What's a stocks & shares ISA or a general investment account (GIA)?
Frequently Asked Questions
What's a portfolio?
What do you mean by assets, bonds and equity?
How will the portfolio stay at my risk level?
Can I invest in an ISA?
How long should I aim to invest for?
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Choose from a wider selection of ready-made portfolios, from HSBC and other fund managers.