HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more

Mortgage Repayments Calculator

The Mortgage Repayments calculator is intended to provide a general overview of what your monthly repayments may be depending on the repayment frequency requested, which is dependant on the term and interest rate.

Warning - The information provided by this tool is for guidance, and does not include all of the details you need to choose a mortgage. Please ensure you obtain and review a separate Key Facts Illustration Help before you make a decision.

Key Facts Illustration (KFI)

A KFI requires all lenders to set out the details of all associated rates and fees for a mortgage product in the same format to enable customers to easily compare products.


Find and compare mortgages

Compare mortgages details so you can decide which one is right for you

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Calculator Assumptions

Length of Month - Months are of equal length. However given some months are longer than others interest charged will vary depending upon the month.

Number of Weeks & Fortnights in a Year - One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.

Rounding of Repayment Amounts - The calculator uses the unrounded repayment to derive the amount of interest payable over the full term of the loan, however, institutions round repayments to the nearest pence. Unrounded payments provide for constant line within the graph. Note that the final repayment after the increase in repayment amount will be a partial repayment as required to reduce the loan balance to zero.

Interest Rate - The interest rate input in the loan section of the calculator is a nominal interest rate per annum. The interest applied over each repayment period has been calculated as the nominal interest rate divided by the number of deposit periods.

Timing of Interest Conversion - The calculator assumes that interest is charged to the loan account at the same frequency as the repayments are made. In practice, there may be differences between the timing of the loan repayments and the timing of the interest charges being added to the loan balance.

Interest Rates - The calculator assumes that interest rates will remain the same.

The figures provided by the calculator are a guide only and are not a precise calculation.

Your property or home may be repossessed if you do not keep up repayments on your mortgage.

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Need to talk to us?

Our mortgage specialists are here to help.

Call us:
0800 028 3844

Textphone: 1800 10800 028 0126

If you would like a face-to-face chat, just pop in to a branch.

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† Lines are open 8am – 10pm everyday. Calls may be monitored and recorded.