HSBC Online Banking activation
We're currently making improvements to our Online Banking service.
If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.
If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.
We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.
Key product information
How it works
You choose a deposit term for your Fixed Rate Saver Bond.
Available terms are:
- 3 or 6 months
- 1, 2 or 3 years
You can deposit anything from £2,000 to £1,000,000. The money is locked away in the bond for the whole of the term.
The interest rate depends on the amount you deposit and the length of the term. As the rate is fixed in advance, you know exactly how much interest you will earn by the end of the term. See current rates
The interest is paid directly into your HSBC current or savings account - the same one you used to pay in your initial deposit.
|Account name||Fixed Rate Saver|
|What is the interest rate?||
Interest is calculated daily and credited either monthly, annually, or at the end of the term. For terms of 3 months, interest will be credited at the end of the term only.
If you choose monthly interest, we'll pay interest on the monthly anniversary of your account being opened. If you choose annual interest, we'll pay it on the anniversary of your account being opened.
|Can HSBC change the interest rate?||
Can HSBC change the interest rate?
No, once your account is opened the rate will remain fixed for the duration of your fixed rate period.
|What would the estimated balance be at the end of the term based on a range of deposits?||
For the purpose of these calculations, it is assumed:-
Projection provided for illustrative purposes only and does not take into account individual circumstances.
|How do I open & manage my account?||
How do I open & manage my account?
How to open the account:
How to manage the account
|Can I withdraw money?||
Can I withdraw money?
Deposits over £50,000: You can't close the product or withdraw any money until the end of your fixed rate period.
Deposits under £50,000: You can withdraw all of the money and close the product early, for a fee of 90 days interest. You can't withdraw part of the money.
At the end of the fixed rate period your account will be closed and your funds and interest paid into the account they came from unless you have asked us to reinvest some/all of your funds.
There is no cancellation period with this account.
We do not deduct tax from any interest paid to you.
Tax benefits depend on individual circumstances and could change in the future.
Rates correct as at 06.04.17
Our top 5 FAQs
1. How do I apply for a Fixed Rate Saver Bond? opens an overlay window
2. Am I eligible? opens an overlay window
3. How much can I save? opens an overlay window
4. How can I access my savings? opens an overlay window
5. How is interest calculated? opens an overlay window
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