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Compare interest rates, benefits and rewards. Credit is subject to status, affordability and applicable terms and conditions.

At a glance

Enjoy up to 36 months[@end-promotional-period] interest free for balance transfers (3.19% fee, min £5).

Designed for the dedicated traveller - exclusive to existing HSBC Premier and Private Banking Account customers

Balance transfer

At the end of any promotional period, balance transfers will revert to the standard variable rate.[@balance-transfer-disclaimer]

0% for up to 36 months on balance transfers made within 60 days of account opening. A 3.19% fee applies for each balance transferred, minimum £5.

Not applicable

Purchases introductory rate

At the end of any promotional period, purchases will revert to the standard variable rate.

0% on purchases for 3 months after account opening. For new HSBC credit card customers only.

Not applicable

Representative example

Representative APR: 24.9% APR (variable)

Representative APR: 100.2% APR (variable)

Purchase rate: 24.9% p.a. (variable)

Purchase rate: 29.9% p.a. (variable)

Based on an assumed credit limit of £1,200

Based on an assumed credit limit of £1,200

Annual fee: No annual fee

Annual fee: £290

Can you apply?

Quick check

You can check the full eligibility criteria later
  • For new and existing HSBC customers

  • For HSBC Premier and Private Banking Account customers

  • Annual UK taxable income or pension, before tax, of £6,800 or more

  • No specific annual income / pension requirements

  • Must be a UK resident

  • Must be a permanent UK resident or hold a valid UK visa

  • Must be over 18

  • Must be over 18

  • Must not hold an HSBC Basic Bank Account

  • Have an HSBC Premier Account

Benefits

Terms and conditions apply.
  • Not applicable

  • Receive 60,000 reward points when you spend[@eligible-spend-excludes] £3,000 in the first 90 days of card membership[@pwe-60000-welcome-offer-footnote-ends-28-05-2026]

  • Access airport security fast track via Mastercard Travel Experiences powered by DragonPass.

  • Get access to more than 1,700 airport lounges worldwide with Priority Pass.

Rewards

Terms and conditions apply.
  • Not applicable

  • Redeem your points for vouchers to use with a variety of retailers including M&S and Amazon. T&Cs apply (PDF)

  • Convert your reward points into airline miles to use with British Airways, Emirates, Etihad, Qatar Airways, Air India, and more. T&Cs apply (PDF)

  • Fast track your rewards by earning points at an accelerated[@accelerated-points-pwe-credit-card] rate for every £1 spent on purchases.

Find out more

Additional information

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