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Credit cards

If you need help or support with your credit card, please visit our card support page.

Manage your cash flow and make purchases you’ll pay off later. Find out more about our credit cards and the guidance we offer

Making the most of a credit card

How to get your first credit card
Get tips on how to get started if you haven't had a credit card before.
How to avoid credit card charges
Read our guide to the different types of credit card charge and how you can avoid paying them.
What are air miles?
Understand what air miles are, how they work, and how to claim air miles when you’re ready to use them.
What is an issue number and CVV?
By understanding the different numbers on your credit card, you can feel more secure and confident using it.
What is a credit reference agency?
See how lenders and other companies use credit reference agencies (CRAs) when you apply for finance.
Can you transfer money from a credit card?
It’s possible to transfer money from your credit card to your bank account but here are some things to consider first.
What is a credit score?
Learn how credit scores are calculated and why it shows how reliable you are at borrowing and repaying money.
How to get a credit card
Discover why a credit card might be useful if you want to make a large purchase and spread the cost.
Types of credit card
Get to know the differences between the main types of credit cards and how they could match your needs.
How to check your credit report
Learn how to check your credit report through a credit reference agency such as Experian, Equifax or TransUnion.
Using your credit card overseas
Discover tips for using your credit card while travelling so you can stay safe and reduce any fees and charges.