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Credit cards

If you need help or support with your credit card, please visit our card support page.

Manage your cash flow and make purchases you’ll pay off later. Find out more about our credit cards and the guidance we offer

Making the most of a credit card

What is an issue number and CVV?
By understanding the different numbers on your credit card, you can feel more secure and confident using it.
What is a credit reference agency?
See how lenders and other companies use credit reference agencies (CRAs) when you apply for finance.
Can you transfer money from a credit card?
It’s possible to transfer money from your credit card to your bank account but here are some things to consider first.
What is a credit score?
Learn how credit scores are calculated and why it shows how reliable you are at borrowing and repaying money.
How to get a credit card
Discover why a credit card might be useful if you want to make a large purchase and spread the cost.
What is Section 75 of the Consumer Credit Act?
Find out what Section 75 is and how it may be able to help you recover your money.
What is a 0% credit card for?
Understand the different kinds of 0% credit card offers and work out which cards could suit you.
Types of credit card
Get to know the differences between the main types of credit cards and how they could match your needs.
How to check your credit report
Learn how to check your credit report through a credit reference agency such as Experian, Equifax or TransUnion.
Using your credit card overseas
Discover tips for using your credit card while travelling so you can stay safe and reduce any fees and charges.
Hard vs soft credit checks: what's the difference?
Soft credit checks aren't visible to companies, but hard checks are. Find out more.