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Credit cards

Manage your cash flow and make purchases you’ll pay off later. Find out more about our credit cards and the guidance we offer

Making the most of a credit card

What is Section 75 of the Consumer Credit Act?
Find out what Section 75 is and how it may be able to help you recover your money.
What is cashback?
Discover how some credit cards reward you by giving you a percentage of what you spend – known as cashback.
What is a minimum payment?
Learn more about the minimum monthly payment you need to make to avoid credit card charges.
What is a 0% credit card for?
Understand the different kinds of 0% credit card offers and work out which cards could suit you.
Types of credit card
Get to know the differences between the main types of credit cards and how they could match your needs.
How to get your first credit card
Get tips on how to get started if you haven't had a credit card before.
How to check your credit report
Learn how to check your credit report through a credit reference agency such as Experian, Equifax or TransUnion.
How to avoid credit card charges
Read our guide to the different types of credit card charge and how you can avoid paying them.
How many credit cards should you have?
There's no magic number, but see what the considerations are before taking out another credit card.
Using your credit card overseas
Discover tips for using your credit card while travelling so you can stay safe and reduce any fees and charges.
Hard vs soft credit checks: what's the difference?
Soft credit checks aren't visible to companies, but hard checks are. Find out more.