Credit cards
Manage your cash flow and make purchases you’ll pay off later. Find out more about our credit cards and the guidance we offer
Making the most of a credit card

Get tips on how to get started if you haven't had a credit card before.

Learn how to check your credit report through a credit reference agency such as Experian, Equifax or TransUnion.

Read tips on how to choose a card to suit your needs - and how to get the most from one.

Read our guide to the different types of credit card charge and how you can avoid paying them.

There's no magic number, but see what the considerations are before taking out another credit card.

Discover tips for using your credit card while travelling so you can stay safe and reduce any fees and charges.

Soft credit checks aren't visible to companies, but hard checks are. Find out more.

Find out how a balance transfer can affect your credit score in different ways over the short and long term.

Find out the key differences between using credit and debit cards, whether you're using them online or in shops.

Unpack some of the common misunderstandings people have when it comes to credit cards.

Learn why online shopping is in some ways safer with a credit card because you get more protection.