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Premier World Elite Mastercard

Unlock a world of travel freedom.

Fast track your rewards and travel benefits

  • Receive 40,000 reward points when you spend[@eligible-spend-excludes] £2,000 on your card in the first 90 days of your card membership[@welcome-40000-points-pwe-credit-card]
  • Enjoy enhanced travel benefits
  • Earn points faster[@accelerated-points-pwe-credit-card] than our other rewards cards

For Premier customers only.

Please read the important documents before applying.

Credit is subject to status, affordability and terms and conditions.

Representative example

Representative100.2% APR (variable)

Purchase rate29.9% p.a. (variable)

Annual fee£290

Based on an assumed credit limit of£1,200

Key benefits of an HSBC Premier World Elite Credit Card

Accelerated reward points

Fast track your rewards by earning points at an accelerated[@accelerated-points-pwe-credit-card] rate for every £1 spent on purchases.

Exchange reward points

Redeem your points with an extensive selection of airline, hotel, travel and leisure partners.

Travel privileges

Enjoy airport lounge access and airport security fast track.

Earn, spend and go further

Earn accelerated reward points and redeem them

  • How you earn points
    For every £1 of eligible spend[@eligible-spend-excludes] you'll earn 3 reward points if it's in sterling[@sterling-currency-includes], or 4 reward points if it's in another currency (fees apply[@premier-cc-use-card-outside-UK-fees]).
  • Convert points into airline miles

    Convert your reward points into airline miles to use with British Airways, Emirates, Etihad, Qatar Airways, Air India, and more.

    £1 spend in sterling is equal to 1.5 airline miles.

    £1 spend in non-sterling is equal to 2 airline miles.

  • Swap your points for hotel stays, shopping vouchers and more
    Convert your reward points for use at hotels, retailers such as M&S or Amazon, and charity donations.
  • Additional cardholders
    Add another cardholder to earn points together (£60 annual fee per additional cardholder).

Even more benefits

  • Airport security fast track
    Access airport security fast track at participating airports worldwide via Mastercard Travel Experiences powered by DragonPass. This also applies to any additional cardholders on your account (separate registration needed).
  • Airport lounge access
    Get unlimited access for the main cardholder and any additional cardholders to more than 1,700 airport lounges worldwide with Priority Pass.
  • Mastercard Priceless
    Access unforgettable experiences and everyday value in the cities where you live and travel with Mastercard's Priceless experiences.
  • More Premier features for you to enjoy
    Plus all the other benefits and rewards you get as an HSBC Premier Account holder, such as travel insurance[@premier-travel-insurance], special offers on selected Apple devices, healthcare benefits[@premier-health-care-benefits], and more. Eligibility criteria apply.

Discover perks that are always part of HSBC credit cards

Things to know

Ready to apply for an HSBC Premier World Elite Credit Card?

On your mobile device? If you've downloaded our app and have an HSBC Premier Account, you can apply now by selecting 'Apply in app'.

If you're on a desktop, scan the QR code with your mobile device.

Scan this code to apply

More ways to apply

New to the UK?

If you're new to the UK, you may be able to bring your existing credit card history with you.

Frequently asked questions

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The premium bank account that gives you access to preferred products, Premier specialists and exclusive benefits and rewards.

Subject to financial and other eligibility criteria.

Find out how your rewards credit card can pay you back.
Take a look at our range of credit cards, consider their benefits and find the one that will suit you best.
See which cards you’re likely to be accepted for, and your estimated credit limit, without it affecting your credit score.

Additional information

    Balances can’t be transferred from all cards. For example, cards issued by members of the HSBC Group, including HSBC UK, first direct and M&S Bank, are excluded.

    You must not have opened a new HSBC credit card or received a credit limit increase within the past 6 months, and you must not be applying for a credit card that you already hold.

    Please note, if you currently hold an HSBC Student Credit Card or HSBC Premier World Elite Credit Card, you will not be eligible for this card.

    You won't be able to apply for a credit limit increase for the first 6 months after your card is opened.

    It's easy to answer your query online. Visit our Help page to find out how.