Life Insurance

HSBC UK
Insurance
Life insurance

About HSBC Life Insurance

HSBC Life Insurance offers you peace of mind, knowing that your loved ones are financially protected if the unexpected happens. We offer Life Cover, Critical Illness Cover and Income Cover. You can find more details by clicking the links below.

If you're not sure which products are right for you, you can use our financial planning tools to help you decide. Alternatively you can contact your local branch and a member of our team will be happy to discuss the options available with you.

Life Cover, Critical Illness Cover and Income Cover are underwritten by HSBC Life (UK) Ltd.

Existing customers

If you need to make a claim, contact our helpline for assistance as soon as you can.

Get support for existing HSBC Life Insurance customers

To apply for Life Cover online, you'll need to be an existing HSBC customer and registered for HSBC Internet Banking, and hold a HSBC bank account from which you'll make your monthly payments by direct debit.

To be eligible for HSBC Life Insurance products:

You must be a UK resident (not including the Channel Islands or the Isle of Man).

Life Cover eligibility requirements:

17 or over and under 70 years of age
Cover must cease before your 80th birthday

Unfortunately, you can't apply for Critical Illness or Income Cover online at the moment. Before you visit your local branch it's worth checking you meet the eligibility requirements which are:

Critical Illness eligibility requirements:

17 or over and under 65 years of age
Cover must cease before your 70th birthday

Income Cover eligibility requirements:

17 or over and under 60 years of age
Cover must cease before your 68th birthday
In paid employment for more than 16 hours a week including self employment

HSBC Life Cover

At HSBC, we're here to give your loved ones the financial support they may need if the unexpected happens.

Single or Joint Life Cover available
Level Term or Decreasing Term Cover
Lump sum payable on death or diagnosis of a terminal illness up to £2,000,000
Accidental death benefit, free cover up to a maximum of £250,000

Life Cover is underwritten by HSBC Life (UK) Ltd. Get a personalised quotation and apply today.

Find out more about HSBC Life Cover

HSBC Critical Illness Cover

Our Critical Illness Cover can offer you and your loved ones financial support should you unexpectedly fall ill.

A Lump sum of up to £1,000,000 on diagnosis paid free of UK income and capital gains taxes
Lump sum paid on diagnosis of one of the 35 specified Critical Illnesses or surgical procedures
Level Term or Decreasing Cover
Children's cover included

Critical Illness Cover is underwritten by HSBC Life (UK) Ltd. Get a personalised quotation and apply today.

Find out more about HSBC Critical Illness Cover

HSBC Income Cover

Our income cover pays a monthly tax-free benefit to help replace your loss of earnings if you're unable to work due to an accident or injury.

Monthly benefit paid directly to your bank account
Choose between benefits that pay while you are unable to work for up to 5 years, or continue to your 68th birthday
Dedicated claims assessor is on hand to offer support
Premiums for any HSBC Life and Protection products you hold are waived while you receive Income Cover benefits

Income Cover is underwritten by HSBC Life (UK) Ltd. Get a personalised quotation and apply today.

Find out more about HSBC Income Cover

About HSBC Life Insurance

Existing customers

Are you eligible?

HSBC Life Cover

HSBC Critical Illness Cover

HSBC Income Cover

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