About HSBC Life Insurance
HSBC Life Insurance offers you peace of mind, knowing your loved ones are financially protected if the unexpected happens. Find out more on this page about what Life Cover, Critical Illness Cover and Income Cover can offer.
If you need to make a claim, contact our helpline for assistance as soon as you can.
Choose from a £75 John Lewis eGift Card or a £75 Argos eGift Card when you buy a new HSBC Life Cover policy. Offer ends 23 March 2022.
To qualify, you must be 18 or older and have an HSBC current account. HSBC Life Cover is provided by HSBC Life (UK) Limited. Offer terms and conditions (PDF, 54 KB).
Are you eligible?
HSBC Life Cover
At HSBC, we're here to give your loved ones the financial support they may need if the unexpected happens.
Single or Joint Life Cover available
Level or Decreasing Cover
Lump sum payable on death or diagnosis of a terminal illness up to £2,000,000
Accidental death benefit, free cover up to a maximum of £250,000
Life Cover is underwritten by HSBC Life (UK) Ltd. Get a personalised quotation and apply today.
HSBC Critical Illness Cover
Our Critical Illness Cover can offer you and your loved ones financial support should you unexpectedly fall ill.
A Lump sum of up to £1,000,000 on diagnosis paid free of UK income and capital gains taxes
Lump sum paid on diagnosis of one of the 35 specified Critical Illnesses or surgical procedures
Level or Decreasing Cover
Children's cover included
Critical Illness Cover is underwritten by HSBC Life (UK) Ltd. Get a personalised quotation and apply today.
HSBC Income Cover
Our income cover pays a monthly tax-free benefit to help replace your loss of earnings if you're unable to work due to an accident or injury.
Monthly benefit paid directly to your bank account
Choose between benefits that pay while you are unable to work for up to 2 years, or continue to your chosen retirement age
Dedicated claims assessor is on hand to offer support
Premiums for any HSBC Life and Protection products you hold are waived while you receive Income Cover benefits
Income Cover is underwritten by HSBC Life (UK) Ltd. Get a personalised quotation and apply today.
Coronavirus Frequently Asked Questions
Can I still take out HSBC Life Cover, Critical Illness Cover and Income Cover?
If I apply for Life or Critical Illness Cover, will my application be delayed?
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