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Life Insurance

Providing peace of mind

If you’re struggling to pay your Life Cover, Critical Illness Cover or Income Cover monthly premiums because of coronavirus, help is available. Please visit our support page to find out more.

About HSBC Life Insurance

HSBC Life Insurance offers you peace of mind, knowing that your loved ones are financially protected if the unexpected happens. We offer Life Cover, Critical Illness Cover and Income Cover. You can find more details by clicking the links below.

If you're not sure which products are right for you, you can use our financial planning tools to help you decide. Alternatively you can contact your local branch and a member of our team will be happy to discuss the options available to you to meet your individual needs (HSBC Life Cover and Critical Illness Cover are only available in branch to protect a mortgage).

To book a branch appointment please call 0800 032 4710. Lines are open 8am to 9pm Monday to Friday, 9:30am to 7pm Saturday (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored and/or recorded.

If you would prefer to apply over the phone please see our Telephone Protection Advice service. You will receive advice on the cover you require to meet your individual needs, and have access to cover from a range of providers.

Life Cover, Critical Illness Cover and Income Cover are underwritten by HSBC Life (UK) Ltd.

Existing customers

If you need to make a claim, contact our helpline for assistance as soon as you can.

HSBC Life Cover

At HSBC, we're here to give your loved ones the financial support they may need if the unexpected happens.

  • Single or Joint Life Cover available
  • Level or Decreasing Cover
  • Lump sum payable on death or diagnosis of a terminal illness up to £2,000,000
  • Accidental death benefit, free cover up to a maximum of £250,000

Life Cover is underwritten by HSBC Life (UK) Ltd. Get a personalised quotation and apply today.


HSBC Critical Illness Cover

Our Critical Illness Cover can offer you and your loved ones financial support should you unexpectedly fall ill.

  • A Lump sum of up to £1,000,000 on diagnosis paid free of UK income and capital gains taxes
  • Lump sum paid on diagnosis of one of the 35 specified Critical Illnesses or surgical procedures
  • Level or Decreasing Cover
  • Children's cover included

Critical Illness Cover is underwritten by HSBC Life (UK) Ltd. Get a personalised quotation and apply today.


HSBC Income Cover

Our income cover pays a monthly tax-free benefit to help replace your loss of earnings if you're unable to work due to an accident or injury.
  • Monthly benefit paid directly to your bank account
  • Choose between benefits that pay while you are unable to work for up to 2 years, or continue to your chosen retirement age
  • Dedicated claims assessor is on hand to offer support
  • Premiums for any HSBC Life and Protection products you hold are waived while you receive Income Cover benefits

Income Cover is underwritten by HSBC Life (UK) Ltd. Get a personalised quotation and apply today.


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It’s easy to get in touch online. Talk to us directly through our chat channels.