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HSBC Financial Advice

Create a bespoke financial plan for you and your family

If you’re looking for wide-ranging financial advice, we can help

Having a child, changing career, losing a parent or retiring. It’s often big life moments like these that make us think about what’s important to us, and how to manage our finances. Whatever is happening in your life, we could help you make the most of your money.

We’ll spend time getting to know your current financial situation and future goals, to help you put meaningful plans in place.

Is this service right for me?

You can receive HSBC Financial Advice if you:

  • have £100,000 or more in savings and investments
  • have an HSBC current or savings account (this doesn’t include our Basic Bank Account)
  • are at least 18 years old and a UK resident

Financial advice for today and tomorrow

Our advice is tailored to your needs

  • Get advice from a financial adviser on planning for your children’s future and protecting what’s important to you

  • Get guidance on growing your wealth and planning your retirement

  • We’ll help you create a personalised plan you can put into action

We’ll be there when you need us

  • Have face-to-face meetings with your adviser – either from your home via video call or from an HSBC branch

  • Book appointments at times that suit you

  • Call us for a no-strings chat to find it out if our advice service is right for you

Our recommendations

Once we’ve understood your situation and what you may need, we can make personalised recommendations on many aspects of your financial life – from protecting your family to planning your retirement. 

To help you achieve your goals, we’ll recommend a range of investment and insurance products, hand-picked from selected providers, including HSBC. 

Your adviser will discuss with you the types of advice we can offer and the products we can recommend before you start. They'll also explain where we can’t provide advice, such as tax planning.

Keep in mind that the value of investments and any income they generate can go down as well as up, meaning you may not get back the full amount you invest.

And remember that most investments should be seen as medium to long-term commitments, so you should be prepared to invest for at least 5 years.

How HSBC Financial Advice works

We typically provide financial advice over 2 meetings – but this can be changed to suit you.

  1. Your initial call
    The first call will be a friendly chat. We’ll ask you a few questions about your current situation to find out whether our financial advice service can help. We’ll also outline the process and answer any questions you may have.
  2. Your financial planning review
    Next, we'll arrange a time for you to meet one of our advisers for a detailed discussion about your current circumstances and future ambitions, with no obligations or fees.
    Your adviser will help you determine the level of investment risk you’re most comfortable with so they can tailor their recommendations to suit you. They’ll also explain the total costs involved for the financial advice.
  3. Our recommendations
    If you’re happy to proceed, your adviser will create your bespoke financial planning report. This will include tailored strategies to help you build the future you want for you and your family.

    Your adviser will:
  • arrange a follow-up meeting to discuss their recommendations with you 
  • talk you through the report and explain any product-related charges that apply
  • answer any questions you might have about our recommended products, and, if you decide to invest, show you how you can monitor the value of your investments online

Our fees

If you want to implement our recommendations, you’ll pay an advice and implementation fee of 2.75% of the amount invested, or a minimum £960 fee. 

If you choose not to implement any of our recommendations, you’ll pay a £420 fee for your personalised report.

Ways to get in touch

Our advisers are available for financial advice appointments from their home to yours, using secure video call.

To book an appointment, please call us on 03457 456 123.

Lines are open Monday to Friday (excluding public holidays). All calls are recorded.

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