Get online investment advice – and help if you need it
How to apply
You can apply online – or if you'd like help as you apply, you can book a video call with one of our wealth specialists.
Who can apply?
You can apply for HSBC My Investment if you:
- are at least 18 years old
- have an HSBC current account and you're registered for online banking
- currently live in the UK and you're a UK resident
- aren't a US national, citizen or resident (eg a US passport or green card holder)
Get a personalised investment recommendation
Find out how much investment risk you're comfortable with
Discover which HSBC investment fund could be right for you
Start investing with just £50 a month
Invest online in as little as 25 minutes – with the option of a video call with a wealth specialist
Keep in mind, investments can go down as well as up so there’s a chance you may get back less than you put in. When you invest, your money’s not locked away – you can access it at any time. But you should aim to invest for at least 5 years.
Sources: Morningstar and HSBC UK. In the fund calculations, dividends were reinvested and ongoing charges and account fees are included.
What's a fund?
How My Investment works
Your investment recommendation report
If investing is right for you, we'll send you a personalised investment recommendation report to your online banking. You can also access it via the HSBC Mobile Banking app.
In the report, we'll recommend an investment fund that could suit you. Our funds invest in mix of UK and overseas investments, so you can broaden your investment horizons while spreading your risk.
The funds are monitored daily by a team of professionals in HSBC Global Asset Management (UK) Limited to ensure they stay within their risk profile.
So, all you need to do is decide whether to invest and we'll do the rest for you.
My Investment is an online advice service to help you grow your money - no matter what you're saving for. If you're looking to save for your retirement, take a look at our retirement options, to make sure My Investment is the right advice service for you.
How much does it cost?
You'll only pay an advice fee if you choose to invest – and there's no obligation for you to do that.
If you decide to go ahead, you'll pay an advice fee of 0.5% of the amount you invest. If you're making monthly payments, this will be based on 12 months of contributions. So for example, if you invest £50 a month, you'll pay a one-off advice fee of just £3.
You'll also pay ongoing costs for running your investment. These will be around 0.49% a year – depending on the investment we recommend and its value at the time fees are payable. With the £50 a month example, your ongoing costs for the first year will be around £3.
If investing is right for you, we'll explain more about the charges involved to help you decide whether to invest.
There's no extra charge for a video call with one of our wealth specialists.
Book your appointment
Send us your details and we'll email you to arrange a convenient time for a video call with one of our wealth specialists, who can help as you apply.