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How much could I borrow?

Discover how much you could borrow using this simple calculator

Calculate the maximum amount you could borrow

Use this quick calculator to give you an indication of the maximum amount you could borrow based on your income.

Please bear in mind that the figure provided does not take account of your individual circumstances, such as your household expenditure and credit history, or any of the property details. We strongly recommend that you get a Decision in Principle which is a more personalised estimate of how much you could borrow. Please also refer to the Important Information section below.


Important information

  1. A maximum of 2 applicants can apply for a new HSBC mortgage.
  2. If you borrow more than 85% of your property value or the purchase price, the maximum amount you can borrow would be lower. See our latest mortgage rates for more detail.

    Figures given by this calculator or the provision of a Decision in Principle do not constitute an offer to lend to you.

If you are resident in the Channel Islands or Isle of Man, please contact your local branch to obtain an indication of the amount you may be able to borrow.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Stage one of applying for a mortgage with HSBC involves securing a Decision in Principle, take a look at what that means.


Understanding mortgages couldn’t be simpler with our interactive calculators.

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