Top of main content

Premier credit cards

See what our HSBC Premier credit cards can offer you

As an HSBC Premier customer, you could qualify for your choice of a fee-paying or non fee-paying card offering different levels of rewards. 

Our Premier credit cards

A black, vertical, Premier Credit Card with an arrow pointing upwards
  • Rewards

    • Receive 20,000 reward points when you spend1 £2,000 on your card in the first 90 days of your card membership4

    • For every £1 of eligible spend1: you’ll earn 1.5 reward points if it’s in sterling2 or 2 points if it’s in another currency3 (fees apply). You can redeem these reward points for retail e-vouchers, airline miles, and more to help you get the most from life

  • Other benefits
    • Priority Pass membership means you can relax in over 1,700 airport lounges worldwide for just £24 per person per visit, subject to availability

Representative example

  • 29.9% APR (variable) representative
  • 29.9% p.a. (variable) purchase rate
  • Based on an assumed credit limit of £1,200

Credit is subject to status, affordability and applicable terms and conditions.

Please ensure you read the important information in the ‘Things you should know’ section before applying.5

A black, vertical, Premier World Elite Mastercard, with two raised dots, a notch and an arrow pointing upwards
  • More rewards

    • Receive 40,000 reward points when you spend1 £2,000 on your card in the first 90 days of your card membership6.

    • For every £1 of eligible spend1: you’ll earn 3 points if it’s in sterling2, or 4 points if it’s in another currency3 (fees apply). You can redeem these reward points for retail e-vouchers, airline miles, and more to help you get the most from life

  • Enhanced travel benefits
    • Access airport security fast track for cardholders at participating airports worldwide via Mastercard Travel Experiences powered by DragonPass. This will also apply to any additional cardholders on your account - who should register separately

Representative example

  • 100.2% APR (variable) representative
  • 29.9% p.a. (variable) purchase rate
  • Based on an assumed credit limit of £1,200 with an annual fee of £290

Credit is subject to status, affordability and applicable terms and conditions.

Please ensure you read the important information in the ‘Things you should know’ section before applying.

Quick comparison

Card Feature Premier Credit Card Premier World Elite Mastercard
Annual fee £0 £290
Cash fee 2.99% fee, minimum £3 2.99% fee, minimum £3
Balance transfer fee As set out in any offer made to you As set out in any offer made to you
Representative example (on an assumed credit limit of £1,200)

29.9% APR (variable) representative


29.9% p.a. (variable) purchase rate

100.2% APR (variable) representative

29.9% p.a. (variable) purchase rate
Other benefits
  • Airport lounge access - £24 charge per person per visit
  • Airport lounge access - no additional charge
  • Airport security fast track

Quick comparison

Card Feature Annual fee
Premier Credit Card £0
Premier World Elite Mastercard £290
Card Feature Cash fee
Premier Credit Card 2.99% fee, minimum £3
Premier World Elite Mastercard 2.99% fee, minimum £3
Card Feature Balance transfer fee
Premier Credit Card As set out in any offer made to you
Premier World Elite Mastercard As set out in any offer made to you
Card Feature Representative example (on an assumed credit limit of £1,200)
Premier Credit Card

29.9% APR (variable) representative


29.9% p.a. (variable) purchase rate

Premier World Elite Mastercard 100.2% APR (variable) representative

29.9% p.a. (variable) purchase rate
Card Feature Other benefits
Premier Credit Card
  • Airport lounge access - £24 charge per person per visit
Premier World Elite Mastercard
  • Airport lounge access - no additional charge
  • Airport security fast track

You might also be interested in

 

Take a look at your options so you can find the one that suits you.

 

Find out how an HSBC Premier Current Account can reward you.

 

Take a look at other Credit Cards we offer.

 

Available exclusively to HSBC Premier Current Account customers.

Additional information

1. Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charge.

2. Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man, as well as transactions overseas where you choose to pay in Sterling rather than local currency.

3. These transactions are subject to a non-sterling transaction fee, currently 2.99% of the amount of the transaction.

4. To receive the 20,000 reward points, you need to have been approved for this card and spent £2,000 on eligible purchases in the first 90 days of your card membership. Purchases made by the main and / or any additional cardholder during the first 90 days of account opening will count towards the £2,000 qualifying spend. The offer is limited to a single award of 20,000 reward points per account, regardless of the number of additional cardholders, or any spend in excess of £2,000. The reward points will be awarded 91 days after account opening, unless we've delayed applying one or more qualifying purchases made during the first 90 days to your account. In this case, the points will be awarded once the purchases have been applied. Offer can be withdrawn at any time.

5. You must not have opened a new HSBC credit card or received a credit limit increase within the past 6 months, and you must not be applying for a credit card that you already hold.

Balances can’t be transferred from all cards, for example those issued by members of HSBC Group, including HSBC UK, first direct and M&S Bank.

6. To receive the 40,000 reward points, you need to have been approved for this card and spent £2,000 on eligible purchases in the first 90 days of your card membership. Purchases made by the main and / or any additional cardholder during the first 90 days of account opening will count towards the £2,000 qualifying spend. The offer is limited to a single award of 40,000 reward points per account, regardless of the number of additional cardholders, or any spend in excess of £2,000. The reward points will be awarded 91 days after account opening, unless we’ve delayed applying one or more qualifying purchases made during the first 90 days to your account. In this case, the points will be awarded once the purchases have been applied. Offer can be withdrawn at any time.

It's easy to answer your query online. Visit our Help page to find out how.