Mortgage Fees with HSBC | HSBC UK

HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more
 

On our residential mortgages, we offer two fee options, as indicated in the table below. We have our standard pricing range, or you can choose from our fee saver range. Fee saver means:

  • no booking fee
  • no completion fee

We will cover the cost of one standard valuation report where this is required by HSBC as part of your mortgage application. See below for more information on Valuation fees explained.

Other fees and charges may be payable to other parties including, but not limited to legal fees and charges levied by your existing lender.

Clock

Fixed rate mortgage fees

Fee payable Standard Fee saver
Is there a Booking fee?

A fee charged on some mortgages to secure a particular mortgage deal.

 Yes
Refer to KFI		 No
Is there a Completion fee?

A Completion fee is a fee the lender charges to cover the cost of electronically transferring the mortgage funds to the borrower.

 £30 No
Is there a Standard Valuation Report fee?

Also referred to as a professional valuation, a Standard Valuation Fee is a fee to cover the basic valuation of a property conducted on behalf of a mortgage lender to enable them to assess the security offered by the property for the proposed mortgage.

 No No

Tracker mortgage fees

Fee payable Standard Fee saver
Is there a Booking fee?

A fee charged on some mortgages to secure a particular mortgage deal.

 Yes
Refer to KFI		 No
Is there a Completion fee?

A Completion fee is a fee the lender charges to cover the cost of electronically transferring the mortgage funds to the borrower.

 £30 No
Is there a Standard Valuation Report fee?

Also referred to as a professional valuation, a Standard Valuation Fee is a fee to cover the basic valuation of a property conducted on behalf of a mortgage lender to enable them to assess the security offered by the property for the proposed mortgage.

 No No

Special mortgage fees

Fee payable Fixed Tracker Discount Fee saver Specials
Is there a Booking fee?

A fee charged on some mortgages to secure a particular mortgage deal and/or to cover administration costs.

 Yes
Refer to KFI		 Yes
Refer to KFI		 Yes
Refer to KFI		 No
Is there a Completion fee?

A Completion fee is a fee the lender charges to cover the cost of electronically transferring the mortgage funds to the borrower.

 £30 £30 £30 No
Is there a Standard Valuation Report fee?

Also referred to as a professional valuation, a Standard Valuation Fee is a fee to cover the basic valuation of a property conducted on behalf of a mortgage lender to enable them to assess the security offered by the property for the proposed mortgage.

 No
 No No No

Buy to let mortgage fees

Fee payable Tracker Fixed
Is there a Booking fee?

A fee charged on some mortgages to secure a particular mortgage deal and/or to cover administration costs.

 Yes
Refer to KFI		 Yes
Refer to KFI
Arrangement fee

The fee charged for the administration involved in arranging the loan.

 N/A N/A
Is there a Service fee?

The fee charged by a lender who, with the customer's written consent, requests details from their existing mortgage lender.

 £60 + VAT £60 + VAT
Is there a Completion fee?

A Completion fee is a fee the lender charges to cover the cost of electronically transferring the mortgage funds to the borrower.

 £30 £30
Is there a Standard Valuation Report fee?

Also referred to as a professional valuation, a Standard Valuation Fee is a fee to cover the basic valuation of a property conducted on behalf of a mortgage lender to enable them to assess the security offered by the property for the proposed mortgage.

 No No

Standard Valuation fees explained

We will undertake a Standard Valuation of your property to confirm the property value for the bank's purpose. We don't charge any valuation fees on our residential or Buy to Let mortgages.

You may want to commission a Homebuyer Report or a Building Survey which would be at your cost.

The current fee for Homebuyer Reports and Building Surveys for residential property valuations, including VAT (UK only), are detailed below. This may be subject to change without notice. Please note this fee scale is not applicable to properties in the Channel Islands and Isle of Man. For such properties please refer to your local branch.

Valuation up to Standard Valuation Report
(inc. VAT)		 Homebuyer Report
(inc. VAT)		 Building Survey
(inc. VAT)
£0.00 - £75,000 £0.00 £160.00 £378.00
£75,001 - £100,000 £0.00 £160.00 £402.00
£100,001 - £150,000 £0.00 £160.00 £480.00
£150,001 - £200,000 £0.00 £250.00 £522.00
£200,001 - £250,000 £0.00 £250.00 £534.00
£250,001 - £300,000 £0.00 £250.00 £540.00
£300,001 - £400,000 £0.00 £300.00 £600.00
£400,001 - £500,000 £0.00 £300.00 £600.00
£500,001 - £600,000 £0.00 £300.00 £636.00
£600,001 - £700,000 £0.00 £300.00 £678.00
£700,001 - £800,000 £0.00 £300.00 £702.00
£800,001 - £900,000 £0.00 £350.00 £756.00
£900,001 - £1,000,000 £0.00 £350.00 £756.00
£1,000,001 - £1,250,000 £0.00 £400.00 £780.00
£1,250,001 - £1,500,000 £0.00 £400.00 £810.00
£1,500,001 - £1,750,000 £0.00 £400.00 £924.00
£1,750,001 - £2,000,000 £0.00 £400.00 £1,026.00
£2,000,001 - £2,500,000 £0.00 By negotiation By negotiation
£2,500,001 - £3,000,000 £0.00 By negotiation By negotiation
£3,000,001 - £3,500,000 £0.00 By negotiation By negotiation
£3,500,001 - £4,000,000 £0.00 By negotiation By negotiation
£4,000,001 - £4,500,000 £0.00 By negotiation By negotiation
£4,500,001 - £5,000,000 £0.00 By negotiation By negotiation
£5,000,001 - £6,000,000 £0.00 By negotiation By negotiation
£6,000,001 - £7,000,000 £0.00 By negotiation By negotiation
£7,000,001 - £8,000,000 £0.00 By negotiation By negotiation
£8,000,001 + £0.00 By negotiation By negotiation

Your property may be repossessed if you do not keep up repayments on your mortgage.

Our top 5 FAQs

1. Do I need a solicitor or conveyancer?

2. How do I secure the mortgage interest rate?

3. Can I use my own valuers?

4. Do you lend on new build properties?

5. What documents and information will I need for my mortgage appointment?

Need to talk to us?

Our mortgage specialists are here to help.

Call us:
0800 169 6333†

Textphone: 1800 10800 028 0126

Need to talk to us?

Our mortgage specialists are here to help.



Call us:

0800 169 6333†

Textphone: 1800 10800 028 0126



If you would like a face-to-face chat, just pop in to a branch.

Find a branch

† Lines open Monday to Friday 8am - 9pm, Saturday 8am - 8pm, Sunday 9am - 6pm. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary.

Back to top