Mortgage Fees with HSBC | HSBC UK

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On our residential mortgages, we offer two fee options, as indicated in the table below. We have our standard pricing range, or you can choose from our fee saver range. Fee saver means:

  • no booking fee
  • no standard valuation fee
  • no completion fee

We will cover the cost of one standard valuation where this is required by HSBC as part of your mortgage application.

Other fees and charges may be payable to other parties including, but not limited to legal fees and charges levied by your existing lender.

Fixed rate mortgage fees

Fee payable Standard Fee saver
Is there a Booking fee?

A non-refundable fee charged on some mortgages to secure a particular mortgage deal.

Yes
Refer to KFI
No
Is there a Completion fee?

A Completion fee is a fee the lender charges to cover the cost of electronically transferring the mortgage funds to the borrower.

£30 No
Is there a Standard Valuation fee?

Also referred to as a professional valuation, a Standard Valuation Fee is a fee to cover the basic valuation of a property conducted on behalf of a mortgage lender to enable them to assess the security offered by the property for the proposed mortgage.

Yes
See table below
No
Is there an exit fee?

An exit fee is a fee charged by many institutions when you fully repay your mortgage. HSBC Bank
do not charge an exit fee.

No No

Tracker mortgage fees

Fee payable Standard Fee saver
Is there a Booking fee?

A non-refundable fee charged on some mortgages to secure a particular mortgage deal and/or to cover administration costs.

Yes
Refer to KFI
No
Is there a Completion fee?

A Completion fee is a fee the lender charges to cover the cost of electronically transferring the mortgage funds to the borrower.

£30 No
Is there a Standard Valuation fee?

Also referred to as a professional valuation, a Standard Valuation Fee is a fee to cover the basic valuation of a property conducted on behalf of a mortgage lender to enable them to assess the security offered by the property for the proposed mortgage.

Yes
See table below
No
Is there an exit fee?

An exit fee is a fee charged by many institutions when you fully repay your mortgage. HSBC Bank
do not charge an exit fee.

No No

Special mortgage fees

Fee payable Fixed Tracker Discount Fee saver Specials
Is there a Booking fee?

A non-refundable fee charged on some mortgages to secure a particular mortgage deal and/or to cover administration costs.

Yes
Refer to KFI
Yes
Refer to KFI
Yes
Refer to KFI
No
Is there a Completion fee?

A Completion fee is a fee the lender charges to cover the cost of electronically transferring the mortgage funds to the borrower.

£30 £30 £30 No
Is there a Standard Valuation fee?

Also referred to as a professional valuation, a Standard Valuation Fee is a fee to cover the basic valuation of a property conducted on behalf of a mortgage lender to enable them to assess the security offered by the property for the proposed mortgage.

Yes
See table below
Yes
See table below
Yes
See table below
No
Is there an exit fee?

An exit fee is a fee charged by many institutions
when you fully repay your mortgage. HSBC Bank
do not charge an exit fee.

No No No No

Buy to let mortgage fees

Fee payable Tracker Fixed
Is there a Booking fee?

A non-refundable fee charged on some mortgages to secure a particular mortgage deal and/or to cover administration costs.

Yes
Refer to KFI
Yes
Refer to KFI
Arrangement fee

The fee charged for the administration involved in arranging the loan.

N/A N/A
Is there a Service fee?

The fee charged by a lender who, with the customer's written consent, requests details from their existing mortgage lender.

£60 + VAT £60 + VAT
Is there a Completion fee?

A Completion fee is a fee the lender charges to cover the cost of electronically transferring the mortgage funds to the borrower.

£30 £30
Is there a Standard Valuation fee?

Also referred to as a professional valuation, a Standard Valuation Fee is a fee to cover the basic valuation of a property conducted on behalf of a mortgage lender to enable them to assess the security offered by the property for the proposed mortgage.

Yes
See table below
Yes
See table below
Is there an exit fee?

An exit fee is a fee charged by many institutions when you fully repay your mortgage. HSBC Bank
do not charge an exit fee.

No No

Standard valuation fee scale

The current fee, including VAT (UK only), for residential property valuations is detailed below. This may be subject to change without notice. The valuation fee quoted includes a £35 non-refundable administration fee payable to HSBC Bank plc. Please note this fee scale is not applicable to properties in the Channel Islands and Isle of Man. For such properties please refer to your local branch.

Valuation up to Standard Valuation Report
(inc. VAT)
Homebuyer Report*
(inc. VAT)
Building Survey*
(inc. VAT)
£0.00 - £75,000 £125 £269 £503
£75,001 - £100,000 £137 £299 £539
£100,001 - £150,000 £149 £341 £629
£150,001 - £200,000 £173 £383 £695
£200,001 - £250,000 £197 £443 £731
£250,001 - £300,000 £227 £461 £767
£300,001 - £400,000 £263 £521 £797
£400,001 - £500,000 £281 £593 £881
£500,001 - £600,000 £365 £611 £1,001
£600,001 - £700,000 £395 £671 £1,073
£700,001 - £800,000 £443 £755 £1,145
£800,001 - £900,000 £497 £755 £1,193
£900,001 - £1,000,000 £521 £755 £1,277
£1,000,001 - £1,250,000 £641 £835 £1,421
£1,250,001 - £1,500,000 £719 £877 £1,529
£1,500,001 - £1,750,000 £749 £949 £1,673
£1,750,001 - £2,000,000 £749 £1,021 £1,775
£2,000,001 - £2,500,000 £970 By negotiation By negotiation
£2,500,001 - £3,000,000 £1,070 By negotiation By negotiation
£3,000,001 - £3,500,000 £1,230 By negotiation By negotiation
£3,500,001 - £4,000,000 £1,370 By negotiation By negotiation
£4,000,001 - £4,500,000 £1,600 By negotiation By negotiation
£4,500,001 - £5,000,000 £1,770 By negotiation By negotiation
£5,000,001 - £6,000,000 £2,070 By negotiation By negotiation
£6,000,001 - £7,000,000 £2,340 By negotiation By negotiation
£7,000,001 - £8,000,000 £2,870 By negotiation By negotiation
£8,000,001 + By negotiation By negotiation By negotiation

* For the Homebuyer Report or Building Survey, the cost on the table includes a standard valuation.

Your property or home may be repossessed if you do not keep up repayments on your mortgage.

Need to talk to us?

Our mortgage specialists are here to help.

Call us:
0800 169 6333

Textphone: 1800 10800 028 0126

Need to talk to us?

Our mortgage specialists are here to help.



Call us:

0800 169 6333

Textphone: 1800 10800 028 0126



If you would like a face-to-face chat, just pop in to a branch.

Find a branch

† Lines open Monday to Friday 8am - 9pm, Saturday 8am - 8pm, Sunday 9am - 6pm. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary.

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