So, you want to be sure you’re getting everything you need, with no nasty surprises.
Here are some of the key things to look for.
When buying a property, it’s important to consider the location. You should feel safe, comfortable and happy with the area you’ll be living in.
You can find out a lot about a place online, but it’s also worth having a walk or drive around the area, especially at different times of the day, to see what it’s like.
Explore: Choosing a great location
One of the most important considerations is whether the building itself is structurally sound. You may want to have a professional survey done to get an accurate picture of the property’s condition.
There are also a few superficial checks you can do yourself to get an idea. Start by asking yourself the following:
Does the outside of the building look solid and sturdy?
Can you see any cracks, missing bricks, broken windows or warped or rotting wood?
Is the inside of the building in an acceptable condition?
Are all the fixtures and fittings, such as carpets, doors and built-in appliances, intact?
Can you see or smell any signs of damp?
Are there any windowless rooms? If so, do they include working extractors?
Are the gardens and grounds well-maintained?
Can you see any issues with the paving, flowerbeds, lawns, trees, gates, walls and fences or the driveways?
Some properties are ‘fixer-uppers’, meaning you can improve them and make them feel like your own. But if you find yourself thinking the property would only be fine if you made big structural changes, it may not be the one for you, unless you have the budget.
You can ask yourself these questions to see whether the property will suit you:
Is it the right size and layout for you and your family? You may want to buy somewhere that offers room to grow.
Are the fixtures and fittings in good condition and to your taste, or would you have to replace them? If so, how much would it cost?
Would you need to do any work to the kitchen or bathroom?
What’s the parking like? Is there a driveway and, if not, can you park outside on the road or nearby?
What direction does the house face? In the UK, south-facing walls and gardens receive more light than north-facing properties.
Your home may be repossessed if you do not keep up repayments on your mortgage.