When you take out an HSBC mortgage you'll benefit from our continuous efforts to keep our fees as low as possible. Read on to see what fees are charged and when.
Standard versus fee saver mortgages
We offer two fee options on our residential mortgages – the standard mortgage range, or you can choose from the fee saver range. Fee saver means no booking fee.
We'll cover the cost of one Standard Valuation report where this is required by HSBC as part of your mortgage application.
Other fees and charges may be payable to other parties including, but not limited to legal fees and charges applied by your existing lender.
Our mortgage fees
Fee Payable |
Standard |
Fee Saver |
---|---|---|
Is there a Booking fee?
|
Yes |
No |
Is there a Completion fee?
|
Yes |
Yes |
Is there a Standard Valuation Report fee?
|
No |
No |
Do early repayment charges apply? |
Yes | Yes |
Fee Payable |
Is there a Booking fee?
|
---|---|
Standard |
Yes |
Fee Saver |
No |
Fee Payable |
Is there a Completion fee?
|
Standard |
Yes |
Fee Saver |
Yes |
Fee Payable |
Is there a Standard Valuation Report fee?
|
Standard |
No |
Fee Saver |
No |
Fee Payable |
Do early repayment charges apply? |
Standard |
Yes |
Fee Saver |
Yes |
Fee Payable |
Standard |
Fee Saver |
---|---|---|
Is there a Booking fee? |
Yes |
No |
Is there a Completion fee? |
Yes |
Yes |
Is there a Standard Valuation Report fee? |
No |
No |
Do early repayment charges apply? |
No |
No |
Fee Payable |
Is there a Booking fee? |
---|---|
Standard |
Yes |
Fee Saver |
No |
Fee Payable |
Is there a Completion fee? |
Standard |
Yes |
Fee Saver |
Yes |
Fee Payable |
Is there a Standard Valuation Report fee? |
Standard |
No |
Fee Saver |
No |
Fee Payable |
Do early repayment charges apply? |
Standard |
No |
Fee Saver |
No |
Fee Payable |
Tracker |
Fixed |
---|---|---|
Is there a Booking fee? |
Yes |
Yes |
Arrangement fee
|
N/A |
N/A |
Is there a Completion fee? |
Yes |
Yes |
Is there a Standard Valuation Report fee? |
No |
No |
Do early repayment charges apply? |
No |
Yes |
Fee Payable |
Is there a Booking fee? |
---|---|
Tracker |
Yes |
Fixed |
Yes |
Fee Payable |
Arrangement fee
|
Tracker |
N/A |
Fixed |
N/A |
Fee Payable |
Is there a Completion fee? |
Tracker |
Yes |
Fixed |
Yes |
Fee Payable |
Is there a Standard Valuation Report fee? |
Tracker |
No |
Fixed |
No |
Fee Payable |
Do early repayment charges apply? |
Tracker |
No |
Fixed |
Yes |
Understanding our fees
A range of fees may apply when taking out an HSBC mortgage. Our tariff of charges makes our fees and charges easy for you to understand. We have also summarised these fees below to make it clear what's what.
Contact us
How to apply
New Application
Applying for a mortgage involves two stages, firstly getting a Decision in Principle; secondly making a mortgage application.
Already started an application?
If you started a mortgage application over the phone or online, you can log on to complete it or track its progress.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.