A fixed rate mortgage provides the security of fixed mortgage repayments until an agreed date, no matter what happens to interest rates.
And like all of our mortgage products the greater your equity or deposit, the lower your Loan to Value (LTV) ratio is, and so the better the rate HSBC can offer you. The LTV represents the percentage of the value of the property which you are seeking to borrow. For example, a £100k property with an £80k mortgage = 80% LTV.
Applying for a mortgage involves two stages, firstly getting a Decision in Principle; secondly making a mortgage application.
If you started a mortgage application over the phone or online, you can login to complete it or track its progress.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
† Lines open Monday to Friday 8am - 9pm, Saturday 8am - 8pm, Sunday 9am - 6pm. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary.