Buying your first home is an exciting time and is likely to involve some of the most important financial decisions you'll ever make. However, the process doesn't have to be difficult. Here are the key steps to buying your first home.
It's important to get the correct advice and be equipped with as much information as possible. Our useful Homebuyer's Guide is there to help you on your journey to becoming a homeowner.
Use our indicative calculator to discover how much you could borrow.
Find out how much you could borrow
Explore our competitive mortgage range. We offer mortgages up to a maximum of 95% loan to value (LTV) if you're purchasing a property. Find out more.
Explore our competitive mortgage range.
For first time buyers we offer mortgages up to a maximum of 95% loan to value (LTV) if you're purchasing a property. Find out more.
Find and compare mortgages
A Decision in Principle will give you an indication of the amount you may be able to borrow based on what you tell us and our security checks, including a soft credit check. We will need to make an enquiry against your credit history, however, this is not a full credit check and will not appear on your credit file. Please note, a Decision in Principle is not a guarantee that we will lend to you.
Get a Decision in Principle
You can apply for a mortgage by making an appointment with one of our dedicated Mortgage Advisors who will provide you with advice and guide you through your application. Or if you already know which mortgage you wish to apply for you can complete your application entirely online, however you will not receive advice.
How to apply for a mortgage