HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

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Mortgages

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Jargon Buster

Decision in principle: a statement from a mortgage lender of the amount they may be prepared to lend you.

Key Facts Illustration: a document detailing the rates, fees and other features of the mortgage you've chosen so you can easily compare it to other mortgages.

Completion fee: the fee of electronically transferring your mortgage funds to your solicitor or conveyancer or yourself.

Local authority searches: checks against any planning proposals or ownership responsibilities that might affect the property you're buying.

Stamp Duty: a one-off tax payment that you have to pay if you buy a property above a certain threshold. Please click here for more information.

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Understanding different HSBC mortgages and payments types

Useful information if you're comparing mortgage deals.

What will this article tell me about?

  • Different HSBC mortgage options
  • Different HSBC repayment options
  • How to compare HSBC mortgages

Understanding mortgages

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Getting ahead with a Decision in Principle

Want to get an advantage over other buyers? Get a Decision in Principle so you know how much we could lend you before you start house hunting.

More on decision in
principle

What comes next?

We have two mortgage calculators to help you get closer to buying your dream home. After using these, you can visit our 'Apply page' to find out the different ways you can apply.

How much could you borrow

Find a Mortgage calculator

How you can apply

Saving up for a deposit for your first home?
Have you considered a Help to Buy Isa?

Open an HSBC Help to Buy: ISA and the UK Government will reward you with an additional 25% of the amount you save, up to a maximum of £3,000. Save up to £200 per calendar month. Interest is tax-free. You can save an additional £1,000 in the first month to help get you started.

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Your property may be repossessed if you do not keep up repayments on your mortgage.

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