Explore this section to understand the mortgage process and learn more about our mortgages.
Our mortgage guides
First time buyers
Getting a mortgage shouldn’t be confusing: this guide outlines the key steps
Moving your mortgage to HSBC
Learn about how the remortgaging process works
Buy to let
Read our guide on the process to get a buy to let property
Jargon buster
We’ve simplified all the jargon you might come across during the mortgage process
Our mortgages explained
Payment choices
Find out about the two methods we offer of repaying your mortgage
Armed forces
We offer extra flexibility and support if you’re in the forces
Application documents
These are the documents we’ll need to see to support your application
Information on regulated mortgages
Find out about our regulated mortgages
Managing your mortgage
Base rate changes
Learn about the Bank of England Base Rate and what it means for you
Mortgage fees
Find out about what fees you can expect to pay
Make changes
Learn more about how to make changes to your mortgage
Money worries
If you have financial difficulties, we can help you manage your payments
How to apply
New Application
Applying for a mortgage involves two stages, firstly getting a Decision in Principle; secondly making a mortgage application.
Already started an application?
If you started a mortgage application over the phone or online, you can log on to complete it or track its progress.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.