Find your perfect joint bank account
Take care of shared bills and household expenses with friends or partners, by opening a joint account. You’ll both be able to access your account, make payments and share the rewards and benefits of banking with HSBC.
Why get a joint current account with HSBC?
- Hassle-free switching
- No monthly account fee
- VISA debit card with contactless payments, subject to status
- Manage your money anytime with Online Banking and our Mobile Banking app
| Accounts / additional information |
Bank Account |
Advance Bank Account |
Premier Bank Account |
|---|---|---|---|
| Switch offer | Receive £125 when you open an HSBC Advance Account as a new customer. Then, use the Current Account Switch Service within 30 days to complete a full switch with at least 2 Direct Debits or standing orders. T&Cs apply. |
Receive £125 when you open an HSBC Premier Account as a new customer. Then, use the Current Account Switch Service within 30 days to complete a full switch with at least 2 Direct Debits or standing orders. T&Cs apply |
|
| Arranged overdrafts, subject to status | (Assumed arranged overdraft £1,200): 0% EAR1 variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR2 variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
(Assumed arranged overdraft £1,200): 0% EAR variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
(Assumed arranged overdraft £1,200): 0% EAR variable on the first £500, 39.9% EAR variable thereafter, giving a representative rate of 21.8% APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
| Additional benefits |
|
|
|
| Financial eligibility criteria and T&Cs apply Find out more |
Financial eligibility criteria and T&Cs apply Find out more |
Financial eligibility criteria and T&Cs apply Find out more |
| Accounts / additional information
|
Switch offer |
|---|---|
| Bank Account
|
|
| Advance Bank Account
|
Receive £125 when you open an HSBC Advance Account as a new customer. Then, use the Current Account Switch Service within 30 days to complete a full switch with at least 2 Direct Debits or standing orders. T&Cs apply. |
| Premier Bank Account
|
Receive £125 when you open an HSBC Premier Account as a new customer. Then, use the Current Account Switch Service within 30 days to complete a full switch with at least 2 Direct Debits or standing orders. T&Cs apply |
| Accounts / additional information
|
Arranged overdrafts, subject to status |
| Bank Account
|
(Assumed arranged overdraft £1,200): 0% EAR1 variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR2 variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
| Advance Bank Account
|
(Assumed arranged overdraft £1,200): 0% EAR variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9% APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
| Premier Bank Account
|
(Assumed arranged overdraft £1,200): 0% EAR variable on the first £500, 39.9% EAR variable thereafter, giving a representative rate of 21.8% APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
| Accounts / additional information
|
Additional benefits |
| Bank Account
|
|
| Advance Bank Account
|
|
| Premier Bank Account
|
|
| Accounts / additional information
|
|
| Bank Account
|
Financial eligibility criteria and T&Cs apply Find out more |
| Advance Bank Account
|
Financial eligibility criteria and T&Cs apply Find out more |
| Premier Bank Account
|
Financial eligibility criteria and T&Cs apply Find out more |
If we accept your request to defer your repayments, we’ll record this arrangement to make sure it doesn’t impact your credit file.
If you haven’t arranged to defer your repayments and you miss one, your credit file could be impacted. If you’re not able to make your repayments, please complete and submit our online form as soon as possible.
If we need to speak with you, or if your circumstances mean your credit file may be impacted, we’ll contact you to discuss your options.