Find your perfect joint bank account
Take care of shared bills and household expenses with friends or partners, by opening a joint account. You’ll both be able to access your account, make payments and share the rewards and benefits of banking with HSBC.
Why get a joint current account with HSBC?
Hassle-free switching
No monthly account fee
VISA debit card with contactless payments, subject to status
Manage your money anytime with Online Banking and our Mobile Banking app
| Accounts / additional information |
Bank Account |
Advance Bank Account |
Premier Bank Account |
|---|---|---|---|
| Switch offer | Not applicable | Get £150 when you switch using the Current Account Switch Service. You'll need to start your switch within 30 days of account opening, pay in £1,500+ within 60 days and switch 2+ Direct Debits or standing orders.
New customers only. T&Cs and other eligibility criteria apply. |
Get £150 when you switch using the Current Account Switch Service. You'll need to start your switch within 30 days of account opening, pay in £1,500+ within 60 days and switch 2+ Direct Debits or standing orders.
New customers only. T&Cs and other eligibility criteria apply. |
| Arranged overdrafts, subject to status | (Assumed arranged overdraft £1,200): 0% EAR1 variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9%2 APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
(Assumed arranged overdraft £1,200): 0% EAR1 variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9%2 APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
(Assumed arranged overdraft £1,200): 0% EAR1 variable on the first £500, 39.9% EAR variable thereafter, giving a representative rate of 21.8%2 APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
| Additional benefits |
|
|
|
| Financial eligibility criteria and T&Cs apply. Find out more |
Financial eligibility criteria and T&Cs apply. Find out more |
Financial eligibility criteria and T&Cs apply. Find out more |
| Accounts / additional information |
Switch offer |
|---|---|
| Bank Account |
Not applicable |
| Advance Bank Account |
Get £150 when you switch using the Current Account Switch Service. You'll need to start your switch within 30 days of account opening, pay in £1,500+ within 60 days and switch 2+ Direct Debits or standing orders.
New customers only. T&Cs and other eligibility criteria apply. |
| Premier Bank Account |
Get £150 when you switch using the Current Account Switch Service. You'll need to start your switch within 30 days of account opening, pay in £1,500+ within 60 days and switch 2+ Direct Debits or standing orders.
New customers only. T&Cs and other eligibility criteria apply. |
| Accounts / additional information |
Arranged overdrafts, subject to status |
| Bank Account |
(Assumed arranged overdraft £1,200): 0% EAR1 variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9%2 APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
| Advance Bank Account |
(Assumed arranged overdraft £1,200): 0% EAR1 variable on the first £25, 39.9% EAR variable thereafter, giving a representative rate of 38.9%2 APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
| Premier Bank Account |
(Assumed arranged overdraft £1,200): 0% EAR1 variable on the first £500, 39.9% EAR variable thereafter, giving a representative rate of 21.8%2 APR variable. How does our overdraft compare? A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). An APR shows the cost of borrowing over a year. They're designed to help you compare one credit product (like a loan or an overdraft) against another more easily. |
| Accounts / additional information |
Additional benefits |
| Bank Account |
|
| Advance Bank Account |
|
| Premier Bank Account |
|
| Accounts / additional information |
|
| Bank Account |
Financial eligibility criteria and T&Cs apply. Find out more |
| Advance Bank Account |
Financial eligibility criteria and T&Cs apply. Find out more |
| Premier Bank Account |
Financial eligibility criteria and T&Cs apply. Find out more |
If we accept your request to defer your repayments, we’ll record this arrangement to make sure it doesn’t impact your credit file.
If you haven’t arranged to defer your repayments and you miss one, your credit file could be impacted. If you’re not able to make your repayments, please complete and submit our online form as soon as possible.
If we need to speak with you, or if your circumstances mean your credit file may be impacted, we’ll contact you to discuss your options.