Find your perfect joint bank account
Take care of shared bills and household expenses with friends or partners, by opening a joint account. You’ll both be able to access your account, make payments and share the rewards and benefits of banking with HSBC.
Why get a joint current account with HSBC?
Hassle-free switching
No monthly account fee
VISA debit card with contactless payments, subject to status
Manage your money anytime with online banking and our mobile banking app
Adding someone else to your existing current account
If you want to add someone else to your existing account, you'll both need to visit your nearest branch together.
Each of you should bring one form of photo ID and one proof of address. Find out which documents we accept.
You can find your nearest branch using our branch finder.
Sorry, but you can't add someone else to any of these accounts:
- ISAs
- Student Accounts
- HSBC Expat personal accounts
- HSBC Currency Accounts
- Online Bonus Savers
- products which are no longer on sale
- accounts previously converted from joint to sole
| Bank Account |
Advance Bank Account |
Premier Bank Account |
|
|---|---|---|---|
| Switching offers | Not at this time | Get £170 when you switch using the Current Account Switch Service. You'll need to start your switch within 30 days of account opening, pay in £1,500+ within 60 days and switch 2+ Direct Debits or standing orders. New customers only. T&Cs and other eligibility criteria apply.1 |
Get £170 when you switch using the Current Account Switch Service. You'll need to start your switch within 30 days of account opening, pay in £1,500+ within 60 days and switch 2+ Direct Debits or standing orders. New customers only. T&Cs and other eligibility criteria apply.1 |
| Switch offer | Not applicable | Not applicable |
Not applicable |
| Arranged overdrafts, subject to status | Representative example: 0% EAR (variable)2 on the first £25, 39.9% EAR (variable) on anything above that, giving a representative annual percentage rate (APR) of 38.9% APR (variable)3. Based on an arranged overdraft of £1,200. How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. The monthly cap on unarranged overdraft charges for the HSBC Bank Account is £20. Further details can be found online at our Overdrafts page. |
Representative example: 0% EAR (variable)2 on the first £25, 39.9% EAR (variable) on anything above that, giving a representative annual percentage rate (APR) of 38.9% APR (variable)3. Based on an arranged overdraft of £1,200. How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. The monthly cap on unarranged overdraft charges for the HSBC Advance Account is £20. Further details can be found online at our Overdrafts page. |
Representative example: 0% EAR (variable)2 on the first £500, 39.9% EAR (variable) on anything above that, giving a representative annual percentage rate (APR) of 21.8% APR (variable)3. Based on an arranged overdraft of £1,200. How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. The monthly cap on unarranged overdraft charges for the HSBC Premier Account is £20. Further details can be found online at our Overdrafts page. |
| Additional benefits |
|
|
|
| Additional information | Financial eligibility criteria and terms and conditions apply. | Financial eligibility criteria and terms and conditions apply. | Financial eligibility criteria and terms and conditions apply. |
| View Bank Account | View Advance Bank Account | View Premier Bank Account |
| Switching offers | |
| Bank Account |
Not at this time |
| Advance Bank Account |
Get £170 when you switch using the Current Account Switch Service. You'll need to start your switch within 30 days of account opening, pay in £1,500+ within 60 days and switch 2+ Direct Debits or standing orders. New customers only. T&Cs and other eligibility criteria apply.1 |
| Premier Bank Account |
Get £170 when you switch using the Current Account Switch Service. You'll need to start your switch within 30 days of account opening, pay in £1,500+ within 60 days and switch 2+ Direct Debits or standing orders. New customers only. T&Cs and other eligibility criteria apply.1 |
| Switch offer | |
| Bank Account |
Not applicable |
| Advance Bank Account |
Not applicable |
| Premier Bank Account |
Not applicable |
| Arranged overdrafts, subject to status | |
| Bank Account |
Representative example: 0% EAR (variable)2 on the first £25, 39.9% EAR (variable) on anything above that, giving a representative annual percentage rate (APR) of 38.9% APR (variable)3. Based on an arranged overdraft of £1,200. How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. The monthly cap on unarranged overdraft charges for the HSBC Bank Account is £20. Further details can be found online at our Overdrafts page. |
| Advance Bank Account |
Representative example: 0% EAR (variable)2 on the first £25, 39.9% EAR (variable) on anything above that, giving a representative annual percentage rate (APR) of 38.9% APR (variable)3. Based on an arranged overdraft of £1,200. How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. The monthly cap on unarranged overdraft charges for the HSBC Advance Account is £20. Further details can be found online at our Overdrafts page. |
| Premier Bank Account |
Representative example: 0% EAR (variable)2 on the first £500, 39.9% EAR (variable) on anything above that, giving a representative annual percentage rate (APR) of 21.8% APR (variable)3. Based on an arranged overdraft of £1,200. How does our overdraft compare? The representative APR shows the cost of borrowing over a year, so you can use it to compare the cost of our overdraft against other overdrafts and ways of borrowing. The monthly cap on unarranged overdraft charges for the HSBC Premier Account is £20. Further details can be found online at our Overdrafts page. |
| Additional benefits | |
| Bank Account |
|
| Advance Bank Account |
|
| Premier Bank Account |
|
| Additional information | |
| Bank Account |
Financial eligibility criteria and terms and conditions apply. |
| Advance Bank Account |
Financial eligibility criteria and terms and conditions apply. |
| Premier Bank Account |
Financial eligibility criteria and terms and conditions apply. |
| Bank Account |
View Bank Account |
| Advance Bank Account |
View Advance Bank Account |
| Premier Bank Account |
View Premier Bank Account |
If we accept your request to defer your repayments, we’ll record this arrangement to make sure it doesn’t impact your credit file.
If you haven’t arranged to defer your repayments and you miss one, your credit file could be impacted. If you’re not able to make your repayments, please complete and submit our online form as soon as possible.
If we need to speak with you, or if your circumstances mean your credit file may be impacted, we’ll contact you to discuss your options.