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How to prepare for university

Going off to university can mean independence, socialising and hard work. To make the transition as smooth as possible, we’ve put together tips on some of the things you can do to get prepared. 

1. Build up some savings before you go

Try saving some money over the summer before you start university. This can help you stock up on course supplies, or other necessities if you’re waiting on your student loan to come through. 

2. Look at how to budget your money

Creating a budget can be a helpful way to stay on top of your cash flow. You’ll be able to see what you having coming in, what you need to pay for and anything you have left over for treats or to save. 

3. Open a student bank account

Opening a student bank account can give you somewhere safe to keep your money. You’ll usually get access to other features like online and mobile banking.

4. Know the ins and outs of your student overdraft

If you’ve opened a student current account, it’s likely your bank will have offered you an interest-free student arranged overdraft. But before you start spending, make sure you understand everything to do with your student overdraft. This includes when you’ll need to pay the money back and what happens when you graduate. 

5. Learn your course timetable

Managing your own time effectively is important. From lectures to study time and hanging with friends, there's plenty to do. Learning your course timetable can help you make sure you’re attending all your classes. 

It’s handy to look up how you'll get to your lectures in advance so you know how long it will take and you don’t run the risk of being late. Check out which buses you can get, or a route you can walk. If you’re planning to drive, look at the options for parking.

6. Consider insurance

It’s likely you’ll be setting off to uni with a laptop, TV and a number of other possessions and gadgets. Taking out student insurance can provide some peace of mind that if something were to happen to them you'll be covered.

7. Pay down your student debt

If you’ve taken out a loan for your tuition fees or living expenses, help minimise how much you’ll need to pay back once you finish your course by only borrowing what you need and saving anything you haven’t spent. 

8. Ask for help

Whether it’s too much coursework, not enough time to study or you need support with your finances, asking for help is important. Speaking up can often help make the situation more manageable and you may be able to find a solution.

What next?

Make sure you have all your finances in order before you head off to uni, so you can feel fully prepared.

How to budget for student life

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