HSBC Online Banking activation

We're currently making improvements to our Online Banking service.

If you registered for Online Banking prior to the 17th December 2014 it's not possible for you to activate your existing Secure Key and you will need to re-start your registration.

If you registered for Online Banking after this date, please log on to Online Banking entering your username, memorable answer and your password, from here you will be prompted to activate your Secure Key.

We apologise for any inconvenience which this delay may cause. Once you are registered, we look forward to introducing you to Online Banking, including the exciting enhancements we're working on now.

Find out more

Interest rate change calculator

Here's a handy tool to show you what impact a change in the interest rate is likely to have on your monthly payments.

This tool is for both capital repayment and interest only mortgages.

This is an illustration of what could happen, it won't be 100% accurate. It only looks at your minimum monthly payment and doesn't include any voluntary overpayments you might make.

Your current details

Please tell us about your current mortgage. Your most recent annual mortgage statement will help you.

If you have more than one mortgage account, you will need to carry out a separate calculation for each.

Remaining term

Your monthly repayments

Edit form values

The monthly payment is the minimum you would need to pay.

Current monthly payment is
Estimated monthly payment is


Calculator Assumptions

Interest rate
The calculator assumes that the interest rate will remain the same for the term of the mortgage.

Length of month
Months are of equal length and are set at 30.4 days so the monthly interest will not differ.

Rounding of repayment amounts
Amounts are rounded up or down accordingly for display purposes.

Interest is calculated daily and added monthly.

The calculator assumes that there are no overpayments throughout the term of the mortgage.

Find a mortgage for you

Search our range of mortgages to find those that may be available to you.

Find a mortgage

Your home may be repossessed if you do not keep up repayments on your mortgage.

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