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Student Credit Card

Enjoy a purpose-built card for existing HSBC Student Bank account holders

You could use your card to cover unexpected expenses and build a credit history while you study. Only available to HSBC Student Bank Account customers. No annual fee. Representative 18.9% APR (variable).

Credit is subject to status, affordability and terms and conditions. Please read the important documents before applying.

Representative example

Purchase rate18.9% p.a. (variable)

Representative18.9% APR (variable)

Based on an assumed credit limit of £500

HSBC UK Student Credit Card image

Key benefits of a Student Credit Card

Up to £500 credit limit

The Student Credit Card could provide up to £500 credit, depending on your situation.

No annual fee

Good news! There's no annual fee for the Student Credit Card.

Enjoy 24/7 worldwide assistance

Help is at hand if your card is lost or stolen. Call our dedicated support team about getting an emergency cash advance.

Your Student Credit Card also comes with

  • Use your credit card abroad
    You can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks. Fees apply, and non-HSBC cash machines may also charge a fee.
  • No-fuss card management
    Use online banking or the HSBC Mobile Banking app to check your balance, make payments, freeze your card, and stay in control.
  • Purchase protection
    As with all credit cards, section 75 of the Consumer Credit Act protects purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods.
  • Go digital
    All HSBC credit cards are contactless and can be used with a digital wallet. For immediate access to spending, you can add your card to Apple Pay or Google Pay directly from the HSBC UK Mobile Banking app before your new card arrives.

Things to know

Please read the important documents before applying.

Ready to apply for a Student Credit Card?

Existing customers

On your mobile device? If you've downloaded our app and have an HSBC Student Bank Account, you can apply now by selecting 'Apply in app'.

If you're on a desktop, scan the QR code with your mobile device.

Scan the QR code to apply

More ways to apply

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HSBC adheres to the standards of lending practice guidelines.

Additional information

At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate.

Balances can’t be transferred from all cards, for example those issued by members of HSBC Group, including HSBC UK, first direct and M&S Bank.

You must not have opened a new HSBC credit card or received a credit limit increase within the past 6 months, and you must not be applying for a credit card that you already hold.

Please note, if you currently hold a Classic, Student, Purchase Plus, or Balance Transfer Credit Card with us, you will not be eligible for this product.

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